Dear Mr. Kaminski:

Thank you for your phone messages, confirming that you and Mr. Bill Bradford
will be meeting with Mr. Robert Rudy (Managing Director - Head of Client
Service) this Monday, March 20th, from 9 a.m. - 12 p.m.  We are looking
forward to seeing you, and hopefully we'll even have some sunny weather for
you.

Attached are the directions to our office.  Please be sure to note that our
dress code is business casual, so please do not feel obligated to wear a
suit and tie.

 <<Directions to KMV.doc>>

Please let me know if you have any questions.

Sincerely,

Kristina J. Wun
Marketing Coordinator
KMV LLC
1620 Montgomery Street, Suite 140
San Francisco, California  94111
415-765-5988 (direct line)
415-296-9669 (general line)
415-296-9458 (fax line)
wun@kmv.com


 - Directions to KMV.doc