Dear My Accounts customer,

You are receiving this email from Citibank, N.A. and Yodlee, Inc. as
joint providers of My Accounts, the personal financial management
service where you can see all your online accounts in one place.
It contains our annual privacy notice that describes our commitment
to maintaining the privacy of your information.

We would also like to take this opportunity to explain how you can tell
us whether you would like to receive special advice, offers and product
information from us. You can update your preferences any time by logging
in to My Accounts.  Click on the link below to be taken directly to the
My Accounts homepage - http://redir.cq0.net/r/default.asp?R=000018d7700029eb7.
Select the Preferences button from the My Accounts Summary page,
and scroll down to the Privacy Choices section.
Note: You must click on the "Update" button to save your changes.


My Accounts Privacy Notice
My Accounts is the online personal financial management service provided
jointly by Yodlee, Inc. and Citibank, N.A. ("we"). At My Accounts,
safeguarding the privacy and data security for the registered users of
My Accounts ("you") is a top priority.

We are providing you with this notice to help you understand the
information we collect in order to provide the My Accounts service,
how we protect this information, and the circumstances in which we may
use or disclose it. The provisions of this notice apply to both current
and former users of My Accounts.  To link directly to the My Citi homepage
click here http://redir.cq0.net/r/default.asp?R=000018def00029eb7


Our Policies and Practices to Protect Your Personal Information
We protect the personal information we collect about you by maintaining
physical, electronic, and procedural safeguards that meet or exceed
applicable law. Third parties who have access to personal information
must agree to follow appropriate standards of security and confidentiality.

We train the people who work for us on how to properly handle your
personal information, and we restrict access to it. You can also rely
on the Citigroup Privacy Promise for Consumers with respect to your
relationship with Citibank because My Accounts is provided by Citibank
and is part of the Citigroup family of companies.  To view the Citigroup
Privacy Promise select the following link http://redir.cq0.net/r/default.asp?R=000018bf000029eb7.
We also provide you with additional protections with our own My Accounts
Privacy Policy.   To view the My Accounts Privacy Policy select the
following link http://redir.cq0.net/r/default.asp?R=000018bf800029eb7

The personal information that we collect about you comes from the
following sources:
-  Information you provide to us on My Accounts registration pages,
including your name, e-mail address, and household income;

-  Information about your transactions with us or our affiliates
such as payment history and account activity;

-  Information about your online accounts registered with My Accounts,
which may include account balances, transactions, transaction histories,
e-mail information, bills, payment history, and other account activity.
We receive this information, as your agent, from the providers of the
accounts you register with My Accounts, which may include both the
Citigroup family of businesses, as well as other online account providers;

-  Information we get from other sources.


Affiliates of Citibank are the family of companies controlled by Citigroup Inc.
They are in several lines of businesses, including banking, credit cards,
consumer finance, securities, and insurance. They do business under names
that include Citibank, CitiFinancial, Travelers Insurance, Salomon Smith Barney,
and Primerica.

My Accounts does not share the personal information that we collect with
non-affiliated third parties except: (i) to companies that perform marketing,
research and data processing services on our behalf; (ii) as permitted by law,
including disclosures necessary to process and service your account, to protect
against fraud, to protect the security or confidentiality of our records; or
(iii) at your direction or with your permission. Companies that perform data
processing, marketing and research on our behalf agree only to use this
information for the services for which we hired them and are not permitted to
use or share this information for any other purpose.

The law allows us to share, with our affiliates, any information about our
transactions or experiences with you. Based upon your chosen Privacy Choices,
Citibank can help you receive customized advice from it and timely notice about
products, services or other special offers from companies in the Citigroup family.


You agree that we may post subsequent annual or revised privacy notices on the
My Accounts website, and such posting shall constitute delivery to you.


Customers of Citibank Other than My Accounts
If you are also a customer of Citibank or Citigroup for services other than
My Accounts, or of other Citigroup affiliates and you receive a notice of
their intent to share certain information about you, you will need to separately
notify them if you do not want such information shared.
This email was sent to:  jason.wolfe@enron.com