-----Original Message-----
From: 	Shanbhogue, Vasant  
Sent:	Monday, July 16, 2001 10:23 AM
To:	Boots, Kelly H.
Cc:	Kaminski, Vince J; Frantzeskakis, Kyriakos; Dhar, Amitava
Subject:	KMV

Hi Kelly,

here is the writeup on KMV (excluding the charts that were downloaded from KMV and Moody's) prepared by members of the Research Group.

Vasant