Vince,

Would you mind making a few luncheon comments to the Texas Finance Festival
group at our sat luncheon?  I struck out with Andy and Sheridan thought
that you could relate very well to the group.  How about it?

John

John D. Martin
Carr P. Collins Chair in Finance
Finance Department
Baylor University
PO Box 98004
Waco, TX 76798
254-710-4473 (Office)
254-710-1092 (Fax)
J_Martin@Baylor.edu
web:    http://hsb.baylor.edu/html/martinj/home.html