Jeff,

I am attaching a copy of the treatment proposal for the Ashbee, Follot and
Desny.  You will also be receiving a hard copy in the mail.  Please review
it and send me a signed copy back, either by mail or fax at 713.639.7740.

Thanks,

Chris Shelton

 <<Shankman loans.doc>>

 - Shankman loans.doc