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OPEN A SCHWAB ACCOUNT ONLINE TODAY!*

http://schwab.wd10.com/cgi-bin/mail.dll?H197

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Dear Ben,

Whatever your investment goals - especially during times like
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As a Schwab client, you'll enjoy the ultimate in personal service
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Feel better about your investing - open a Schwab account online
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Sincerely,

Jamie Moldafsky
Senior Vice President
Schwab Retail Marketing

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* Account opening is subject to account acceptance by Schwab.
Funding and trading restrictions apply until signed application
has been received by Schwab.

(1) Access to electronic services may be limited or unavailable
during periods of peak demand, market volatility, systems upgrade,
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(2) Extended-hours trading may not be suitable for all investors
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You can e-mail us by clicking on mailto:requestinfo.3@schwab.com

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