DISCOVER FINANCIAL SERVICES News Online -- January 2001

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Shop for Anything at Anytime at the Internet ShopCenter(SM)

Valentine's Day is approaching, and you can take advantage of great gift 
ideas through the Internet ShopCenter(SM) at Discovercard.com today.* Check 
out some of the special offers and deals:

o FTD.COM - 20% off any purchase
o SharperImage.com - $15 off any minimum $50 purchase
o LaParfumerie.com - 10% off any purchase
o Ashford.com - $10 off any minimum $100 purchase or $50 off any minimum $250 
purchase
o Harry London Candies - 10% off any purchase
o GoCollect.com - Free "Dozen Roses" Pin Gift with Purchase of $75 or more

Don't miss out on great ways to save time and money all year-round. Visit the 
Internet ShopCenter frequently for new discounts and offers.

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Experience a New Level of Internet Security

Wish that shopping on the Internet could be safer and easier? Sign up for 
Discover deskshop(SM) and graduate to the next level of Internet security. 
Shop with the ease and the ability to fill out online checkout forms with 
just ONE CLICK!

Here's how it works:

Each time you use the new Discover deskshop 2.0 virtual credit card to fill 
an online checkout form, it can automatically generate a single-use card 
number and fill the form.

This means your actual Discover Card Account number, which appears on your 
card, is not used when you check out and the purchase appears on your monthly 
Discover Card statement.

Your single-use card number works for one or multiple purchases at online 
stores and for recurring charges such as your monthly Internet Service 
Provider membership.

Sign up for Discover deskshop 2.0 today!

It's simple. It saves time. It saves money. And it's FREE!

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Check Out the New and Completely Redesigned Student Center

Visit the Student Center today and explore many of the exciting changes to 
the site.

o Link to the Student Savings area, featuring merchants offering great 
student deals for Discover Cardmembers.
o Use the Interactive Budget Calculator to help manage your finances
o Access the Account Center at Discovercard.com
o Visit the "All About Credit" section with information on how to establish 
good credit
o Experience faster downloading time

Visit the Student Center today and check out all of the new and exciting 
features.

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Discover Card Is Making Dreams Come True

Discover(R) Card is a proud sponsor of HGTV's Fifth Annual Dream Home 
Giveaway. Visit hgtv.com between February 1st and March 15th 2001 for 
information and to learn more about this exciting promotion. You can also 
visit Discovercard.com during the above dates for details on the Discover 
Cardc "Design Your Dream" sweepstakes. Don't forget to watch HGTV's Dream 
Home 2001 Special premiering February 4, 2001 at 9pm / 8pm c.

Check local listings for additional dates and times.

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Transfer Your Balance and SAVE

Transfer higher-rate balances from other credit cards to your Discover Card 
now and save. Transfer your balance online, use your Balance Transfer Checks 
just like personal checks or call 1-800-DISCOVER (1-800-347-2683) to take 
advantage of our offer.

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*These offers are only available when linking to these sites through the 
Internet ShopCenter at Discovercard.com. Certain restrictions apply. Please 
visit the Internet ShopCenter for full details and terms for each offer.

This email was sent to: emclaug@enron.com

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(C)2001 Discover Bank. Member FDIC.
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