This is a copy of Lloyd's Business plan please do not distribute to anyone 
else.
---------------------- Forwarded by Kayne Coulter/HOU/ECT on 03/28/2001 07:09 
AM ---------------------------


Lloyd Will
03/27/2001 04:01 PM
To: Kayne Coulter/HOU/ECT@ECT
cc:  
Subject: 

Draft.  No copies have been issued.  Please beat up and comment.

Thanks.