Dear Mr. Hodge:

       TEXAS ATTORNEYS LIFE INSURANCE PROGRAM
                   TRANSAMERICA OCCIDENTAL LIFE

Jeffrey T. Hodge  -  MALE AGE 47 - PREMIER NONSMOKER ANNUAL PREMIUM:

Insurance Amt:  $   250,000    10 Yrs: $272    15 Yrs:  $450    20 Yrs: $555
Insurance Amt:  $   500,000    10 Yrs: $485    15 Yrs:  $800    20 Yrs: $1010
Insurance Amt:  $1,000,000    10 Yrs: $905    15 Yrs:  $1490    20 Yrs: $1880
Insurance Amt:  $2,000,000    10 Yrs: $1750    15 Yrs:  $2880    20 Yrs: $3660

1.  You can save up to 30% compared to comparable life policies.
2.  Your annual premium for the first 10, 15 or 20 years is guaranteed.
3.  The underwriter has met very rigorous standards - Transamerica Occidental Life(A+ rated).

To obtain more information please visit our website by simply clicking on http://www.waynedirect.com/atty/ or call us at (800) 461-3305.  Over 1,000 Attorneys have obtained their life insurance through our agency in the last three years alone.  We have placed over $1 Billion of Life Insurance with Transamerica since 1983.

Wayne Direct Insurance Services

Todd L. Wayne, General Agent





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