To retrieve a copy of a memo prepared by Kimberly Summe, General Counsel of
ISDA in reference to the User's Guide to the 2001 ISDA Margin Provisions,
please sent a blank email to "documents@isda.org" with "Users Guide Memo"
typed in the subject heading of the email and a copy of the memo will
automatically be sent to you by our bounceback system.  Please note that
this process is entirely automatic and that ISDA staff will not review
incoming e-mails.

Kind Regards

Breda Walsh