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  At  Providian, we think every customer deserves a smart offer. Take  advantage of a smart rate, plus lots of great benefits with the  card that's clearly smart!    Apply  now  for Providian Smart Visa and  get it all:   ? 1.9%  INTRODUCTORY APR* on purchases  Please  scroll down for complete pricing information and important Terms  and Conditions. ? SMART  CHIP in every card ? 30-SECOND  online response ? 24-HOUR  ONLINE ACCOUNT ACCESS and more!  In  just 30 seconds,  you could be on your way to the new Providian Visa with a smart  chip!   CLICK  TO APPLY !   	
  *The introductory  rate on purchases is for 2 or 3 billing periods after account opening,  depending upon the account for which you qualify. For more complete  pricing information, see important Terms and Conditions   for Providian Smart Visa.    You must be  a U.S. resident and at least 18 years of age to apply. This offer  may not be available to current Providian credit card customers  and employees of Providian. Providian Smart Visa is currently available  in all U.S. states except Wisconsin.   If you previously  asked to be excluded from Providian product offerings and solicitations,  we apologize for this e-mail. Every effort was made to ensure that  you were excluded from our database. If you wish to be removed from  future Providian e-mail promotions, please click REMOVE  ME .  Providian National  Bank - Member FDIC Providian Bank - Member FDIC