Kimberley,

Further to your email of this morning:
- I totally agree with the protocol approach for the Euro annexes
- As to the intention to change the approach for the other annexes, i.e.
develop a new master agreement:  as already indicated in my previous mail,
we support this approach
- As to the Tax Annex: we never seem to have seen a copy thereof. Could
you mail this to us?

Thanks and best regards,

Veerle Vercaigne
KBC Bank