Water, water, everywhere! A flood can turn your dream house into
a nightmare. Dont miss our new article on flood insurance. Plus,
learn how title insurance helps protect your home, and check out
our free report on an emerging markets telecom fund. And read
two articles on value investing and avoiding false signals from
the market.

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Below
--------

- Investment ideas
- Free and sponsored reports
- Personal finance
- Funds
- Online advice and chats



Investment ideas
-----------------------------------------


1. INVESTMENT IDEAS
Beware the ghosts of Christmas 2001
Spirits are hanging over the markets, not all of
which promise happy returns.

By Rick Wayman, CFA

The market will face some difficult challenges during the next two
quarters, and investors need to be aware of these issues in order to
invest wisely. So, in the spirit of the coming season, and with
apologies to Charles Dickens, I would like to introduce you to
these challenges as the ghosts of Christmas--Version 2001.

Our main theme is that the economy is not as good as the market
currently thinks it is, and that earnings will come under increased
pressure by issues that have not yet appeared on the Streets radar.
The combination of these forces could depress stocks near-term,
but could also result in a classic January rally.

Click here to read more
http://www.multexinvestor.com/article.asp?docid=4339&nd=1117



2. INVESTMENT IDEAS
Value without tears
Those who follow our value-oriented screens know that
value investors don't just wind up buying dogs.

By Marc Gerstein

All investors risk getting involved with dogs every day. But value
investors need to be especially sensitive to the matter, since they
make a regular practice of searching for stocks that look attractive
based on some simple arithmetic that any investor can do, and on
answers that anyone can see. If you're searching for value, you
almost have to presume that anything you uncover is a dog until
you receive specific evidence showing otherwise.

Click here to read more
http://www.multexinvestor.com/article.asp?docid=4181&nd=1117


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Free and sponsored reports
-----------------------------------------


1. FREE RESEARCH REPORT
Research Data Group reports on Copley Fund
(COPLX)

What can we say? In 10 years, this large-cap value
fund has never made a distribution despite a turnover of 26
percent. This low-risk, no-load fund has a great track record for
surviving bear markets. The report is free for a limited time.
http://www.multexinvestor.com/download.asp?docid=1794167&nd=1117

You can also download a free Morningstar snapshot report for
COPLX: http://www.multexinvestor.com/ms.asp?CN=MTX482&RequestedTicker=COPLX&target=funds%2Ffundinformation%2Fsnapshot&Ticker=COPLX&.stockORfund=fund



2. FREE REPORTS LIST
Get the goods gratis: Catch up on the week's
giveaway research reports.

Semiconductors, defense, and more
http://www.multexinvestor.com/freereports.asp?&nd=1117


3. DAILY FREE SPONSOR REPORT
Morgan Stanley rates Emerging Markets
Telecommunications Fund (ETF) a strong buy.

Historically, emerging markets telecom stocks
outperform the same sector in more developed countries. Is this
a risky play for you? Sign up for the Morgan Stanley free trial to
access the report.
http://www.multexinvestor.com/download.asp?docid=4366687&sid=8&nd=1117


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Personal finance
-----------------------------------------


1. Mortgage on MultexPF
Protecting your right to ownership

Most insurance looks to the future, but title
insurance looks to the past. A title insurance policy protects
you against problems that occurred long before you bought
a home  problems resulting from defects in the title.
http://www.multexinvestor.com/Topic.asp?target=/personalfinance/mortgages/item&ForumID=22&DocID=4256&nd=1117


2. Retirement on MultexPF
Using an annuity to save for retirement

An annuity is something of a cross between a life
insurance policy and a mutual fund. Some experts hate annuities;
others love them. Read about the pros and cons of this
controversial investment vehicle.
http://www.multexinvestor.com/Topic.asp?target=/personalfinance/retirement/item&ForumID=20&DocID=4298&nd=1117


3. Insurance on MultexPF
Flood insurance

Water, water everywhere! A flood can turn your
dream home into a nightmare. About 90 percent of all natural
disasters in the United States involve flooding, yet many people
aren't covered. Are you?
http://www.multexinvestor.com/Topic.asp?target=/personalfinance/insurance/item&ForumID=25&DocID=4300&nd=1117



Fund watch
-------------------

1. Top 10 tax-efficient funds

According to Ibbotson, more than 2 percent per
year is lopped off the average mutual fund's performance by
taxes, but is it possible to reduce this impact? Sure is.
Check out our picks for the 10 best tax-efficient funds.
http://www.multexinvestor.com/FundWatch/Article.asp?target=/funds/fundwatch/result&Type=CloserLook&DocID=4136


2. Special Reports
Morningstar 3rd quarter report: T. Rowe Price

The bear market has proven T. Rowe Prices
strategies of diversification and attention to valuations. Even
though all its funds lost money in the 3rd quarter, they still
did better than most. (8-page report, $20)
http://www.multexinvestor.com/download.asp?docid=25212473



Online advice and chats
-----------------------------------------


1. ASK THE ANALYST
Schaeffer's Research's Bernie Schaeffer believes recent
strength is nothing more than a bear rally.

While impressed with the market's broad move higher since
Sept. 21, Schaeffer says to keep an eye on the exit door. Why
does he believe bulls will ultimately succumb to selling pressure?
He can answer questions until Mon., Nov. 19. Ask the analyst.
http://www.multexinvestor.com/AskTheAnalystForm.asp?&nd=1117

Can your portfolio be fixed? Discover tactics to help you approach
your fallen stocks with sensibility and creativity. Sign up now for
Bernies FREE CyberSeminar - "HOW TO REPAIR BROKEN
STOCKS". Click here
http://www.schaeffersresearch.com/redirect.asp?CODE=GB01L8&PAGE=1.



2. ASK THE EXPERT
American Century Investment's Karen Burnett talks about
choosing a retirement plan for your business.

Choosing a retirement plan for your business or yourself is one of
the most important financial decisions you will make. Karen
Burnett of American Century Investments will take your questions
until Thurs., November 29.
http://www.multexinvestor.com/AskTheExpertForm.asp?&nd=1117


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Be sure to check out our other newsletters, The Internet Analyst
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ideas, experts, and info about the Internet and telecommunications
sectors. To see this week's issue,
click here:
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