Vince,

attached is the editor's latest edits on my draft.  there are a couple of
things i'd like to discuss with you and will call right after lunch.

john


 - 134martin2.doc

John D. Martin
Carr P. Collins Chair in Finance
Finance Department
Baylor University
PO Box 98004
Waco, TX 76798
254-710-4473 (Office)
254-710-1092 (Fax)
J_Martin@Baylor.edu
web:    http://hsb.baylor.edu/html/martinj/home.html