You're invited to register now for
Morningstar.com's new online seminar --

FIVE STEPS TO A PERFECT PORTFOLIO

This new interactive seminar will help you:
* Get your portfolio back on track to achieving your financial goals
* Pick the right new investments for you and better limit your tax
bill

For complete information, go to:
http://www.morningstar.com/centers/OSMarketPort.html?referid=A1407


Dear Morningstar.com Premium Member:

This February, savvy investors will be positioning their stock and
fund portfolios for growth in 2002. Along the way, they'll be
improving their analytical skills and seeing how to find hidden stock
and fund gems. And they'll learn the best ways to keep their tax
bills low.

You're invited to be one of them by participating in the newest
Morningstar.com online interactive seminar:

FIVE STEPS TO A PERFECT PORTFOLIO
http://www.morningstar.com/centers/OSMarketPort.html?referid=A1407

Thousands of Premium Members like you have taken Morningstar.com
online seminars. Participants have dramatically sharpened their
investing skills. Here's a typical comment from a participant in our
last seminar:

"I feel like I'm flying now!  I know what to do and why. I know I can
put the pieces together and make fewer mistakes.  I just loved this
seminar.  KUDOS!"

2001 wrung all the good luck out of investing. Now, success demands
skill and knowledge. And that's where we can help you with our new
online seminar FIVE STEPS TO A PERFECT PORTFOLIO.

Go here now for complete information, including seminar topics, the
nominal fee for Premium Members, timing and registration:
http://www.morningstar.com/centers/OSMarketPort.html?referid=A1407

Please look into this opportunity now. The seminar begins on February
25. Before you know it, the 25th with be here and gone.

Go now to:
http://www.morningstar.com/centers/OSMarketPort.html?referid=A1407

This could be just what you've been looking for to boost your
investing skills.

Sincerely,

Claudia Sohn
Manager
Morningstar Online Seminars

P.S. Morningstar.com offers many tools for better understanding and
restructuring your portfolio. You'll see how to use many of these --
including Portfolio X-Rays(R), Risk Analyzer, and Trade Analyzer --
as part of FIVE STEPS TO A PERFECT PORTFOLIO. Get more information at
http://www.morningstar.com/centers/OSMarketPort.html?referid=A1407

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