Dear Sara,

If you haven,t already done so, your deadline to open and fund your IRA for 
2000 is just a few weeks away!  If you haven,t made plans for your 2001 IRA, 
now is also a great time to consider opening a monthly ShareBuilder No Fee 
IRA so that it funds automatically from now on.

SET UP AN IRA TODAY
You can open a  No Fee IRA entirely online at  
http://www.sharebuilder.com/sharebuilder/account/index.asp and build your 
portfolio by making automatic, recurring dollar-based investments.  
Importantly, ShareBuilder IRAs have no account or investment minimums, and no 
annual fees!  Simply set up a monthly plan that fits your budget.

Even if you already have an IRA, you should consider opening a supplemental 
ShareBuilder IRA because of the unique monthly investing feature.  The beauty 
of our automatic funding method is that unlike your current IRA, it lets you 
program $166 each month to be automatically deducted from your checking 
account or payroll, giving you the ability to continuously invest throughout 
the year.  You,ll be dollar-cost averaging, so the annual IRA rush will be 
one less thing for you to worry about at tax time.

For most people, an IRA is one of the smartest ways to save for their 
retirement.  But not everyone has $2,000 to invest in one lump sum prior to 
the tax-filing deadline.  This is the only No Fee IRA that lets you 
automatically build a retirement portfolio made up of individual stocks at 
$166 a month.  Go to  
http://www.sharebuilder.com/sharebuilder/account/index.asp to open an Account.

RETIREMENT PLANNING IS EASY
While we offer several choices, most of our customers are using the Roth IRA 
alternative.  You can visit the ShareBuilder Investor Education Center to 
learn the difference between a Traditional and Roth IRA, as well as get some 
tips on to how to diversify your portfolio.  We can help you determine how 
much you,ll really need to invest for a comfortable retirement and how to 
estimate your retirement expenses.  The sooner you get started, the sooner 
your money can start working for you!  Visit  
http://www.sharebuilder.com/sharebuilder/research/investor_ed/articles/index.a
sp?topic=2 to start planning your future.

There are only about four weeks left for your 2000 IRA, so if you haven,t 
done it yet, open an account this week.

Best regards,

Jeff Seely
President and CEO

P.S.  You are receiving this email because you have a  Account setup with 
us.  You may unsubscribe, update or change your e-mail preferences, by 
visiting the Account section at  
http://www.sharebuilder.com/sharebuilder/account/index.asp.

Copyright 1999-2001 ShareBuilder Securities Corporation, a registered 
broker-dealer and Member NASD/SIPC, and a subsidiary of Netstock Corporation. 
ShareBuilder is a trademark of Netstock Corporation. Patent Pending.  This 
email was sent to:  sshackl@ect.enron.com