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[IMAGE]	     At the End of the Day Today's Market      DJIA 9618.24 DOWN -247.51 Nasdaq 1892.99 DOWN -50.92 S?500 1100.64 DOWN -32.42 Rus 2000 473.98 DOWN -7.30 10 Yr Bd 4.95 DOWN -.13 DJTA 2738.65 DOWN -66.19 FTSE 100 5131.40 DOWN -92.20 H. Seng 11014.20 UP 246.70 Nik. 225 10026.00 DOWN -194.80 DAX 5084.52 DOWN -74.50 Today's Sectors     Basic Materials -1.64 %    Utilities -3.26 %    Communication -3.34 %   Consumer Staples -1.58 %  Capital Goods -4.44 %  Energy -2.16 %    Financial -4.54 %  Consumer Cyclicals -1.48 %   Health Care -1.06 %   Technology -3.21 %   Transport -1.7 %   (Mouse over for detail, click to launch Map of the Market) January 29, 2002  The Closing Bell Risks + Rumors = Rout  By Igor Greenwald Short sellers had a field day as stocks were called to account for Enron's sins real and imagined. Tyco's plunge on news of a big payday for a director typified investors' discontent. Daily Briefing  Stocks to Watch   Today's Top Stories [IMAGE] [IMAGE] Common Sense What's Ahead for Financial Stocks[IMAGE]  [IMAGE] By James B. Stewart [IMAGE] The Fed's rate-cutting is at or near an end, and that inevitably spells trouble for this sector. [IMAGE] One-Day Wonder More Than Guilt by Association?  By Lawrence Carrel Leery of anything that smells Enronish these days, investors reacted harshly to news of a troubling deal at Tyco. [IMAGE] Ask SmartMoney Sacrificing Your Portfolio for Solvency  By June Kim I have $8,000 in credit-card debt and $10,000 in stocks.  Should I cash in my stocks to pay off this large debt?  More Articles    Advertisement [IMAGE]  Someone in your office is making YOU look BAD.  FIRE your Black & White Laser Printer! HIRE the XEROX PHASER(R) 860 NETWORK COLOR PRINTER.  -  Faster than 74% of today's B&W laser printers -  16 FULL color ppm at up to 1200 dpi &  FREE BLACK INK! ENTER HERE  TO WIN:50" HIGH-DEFINITION TV or PHASER 860 NETWORK COLOR PRINTER  Mutual Fund News [IMAGE] Week in Funds Dancing on the Edge  By Dawn Smith A more positive Fed chairman pulled the market to its feet this week, helping most stock funds trim their losses. [IMAGE] Fund FAQs A Cooler Head (Usually) Prevails  By June Kim I'm considering replacing my poor-performing Janus Mercury fund with another in its category. Which one should I pick?    More Articles    Advertisement [IMAGE]   Breaking News Tyco Defends Payoff to Director  IBM Names Palmisano CEO  Consumer Confidence Climbs  Kraft Matches Forecasts  AT?Wireless Posts Big Loss  Merck to Spin Off Medco Business  Coca-Cola Meets Estimates  Argentina Exposure Hammers FleetBoston  Honeywell's Profit Plunges  Revenues Rise at Veritas  Williams Delays Release of Financial Results  Enron Appoints Interim Chief Executive  Complete News Coverage     Advertisement Haven't refinanced yet?  Take advantage of the lowest mortgage rates in years.  Save big with IndyMac Bank, the #1 rated mortgage website by Gomez.com the last 4 quarters.  IndyMac Bank guarantees to beat, not meet, any mortgage by $300.  Click below for a free quote: http://quinst.com/clk/ausachenzurtzworiensper   Insurance Center  Shop for competitive insurance rates on life, home, auto, disability and more.  Get multiple quotes and buy from the company of your choice -- on your own terms. Insurance Quotes   SmartMoney MagazineStart-Off The New Year With A Great Little Investment That Could Pay Off Big!  For a limited time you can subscribe to SmartMoney Magazine at a new lower price and receive SmartMoney's Preferred Subscriber Advantages. Don't miss this opportunity to make a small investment in the magazine whose top stock picks in the previous decade exceeded the S&P by remarkable margins.* And this special offer entitles you to higher new savings: $48 or 69% off the newsstand rate! Plus, all the advantages of being a Preferred Subscriber. But it won't last long, click now for details . * As of Aug 2001.             [IMAGE]  If you have any questions or problems, please email us at: helplist@smartmoneylist.com               You have received this email because you have opted-in to receive information from SmartMoney.com. To unsubscribe from this mailing please follow this link . To change your preferences, visit our site at http://www.smartmoney.com/mailinglist .  If you're having difficulties viewing this newsletter, you should change your preferences to "Text" at the above URL.                  	[IMAGE]	[IMAGE]	   [IMAGE] Select the Best  SmartMoney Select's Stock Screener  lets you pick winners using the proven formulas of our weekly stock screen, or fashion your own strategy with the help of the powerful stock screener. Subscribe today for a free two-week trial!     [IMAGE]  [IMAGE]    [IMAGE] Here Comes Your New Health Plan  With medical costs skyrocketing, you're likely to be offered a newfangled form of health insurance. But is it a raw deal?  Full Article .    [IMAGE] 	
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