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FREE REPORT
AVAILABLE ONLINE NOW!

Dear Investor,

Despite the tragic events of September 11th, America remains
strong and resolute. But in the weeks ahead, the challenges
for individual investors will be daunting.

This is no time to go it alone. And that's why I want you to
have FREE ONLINE ACCESS to Forbes' latest investment report,
Opportunities and Safe Havens in Today's Market. Just click here:
http://offer.wd10.com/cgi-bin/mail.dll?H329 or copy and paste
this URL into your browser.

Forbes financial editors -- Laszlo Birinyi Jr., David Dreman,
Kenneth L. Fisher, Richard Lehman, and Marc Robins -- have
identified some special profit opportunities, as well as some
high- yielding safe havens...

  * DEMAND FOR MISSILE GUIDANCE AND NIGHT VISION

Marc Robins weighs in with this red-hot company destined to help
us WIN THE WAR. They make carbon dioxide laser systems using
infrared light -- essential for our military's missile guidance
and night vision systems. Access your FREE REPORT!
http://offer.wd10.com/cgi-bin/mail.dll?H329


* SURPRISING SAFETY IN HIGH-YIELD PREFERREDS

Our income securities advisor, Richard Lehman, explains today's
more sophisticated preferred stocks, offering higher yields and
LOWER RISKS than past counterparts. Discover the best, yielding
from 8.5% to 11.1%, in your FREE REPORT!
http://offer.wd10.com/cgi-bin/mail.dll?H329


* TIMELY VALUES IN QUALITY STOCKS

Value pro, David Dreman, has uncovered GREAT BARGAINS...in one of
the best managed oil giants, with reserves of 4 barrels per share.
In a tobacco leaf processor benefiting from strong overseas demand.
And in this overlooked pharmaceutical, in great shape for 2002.
See your FREE REPORT! http://offer.wd10.com/cgi-bin/mail.dll?H329


* TECH FAVORITE POISED FOR FAST REBOUND

Laszlo Birinyi Jr. sees SUBSTANTIAL GROWTH in 2002 for this quality
tech bluechip, all the more attractive because of its current
oversold price. Get the details in your FREE REPORT!
http://offer.wd10.com/cgi-bin/mail.dll?H329


That's just a small sampling of the insights and opportunities
you'll find in your FREE REPORT. And all of the details, including
company names and stock symbols, are AVAILABLE ONLINE RIGHT NOW!

Simply click here: http://offer.wd10.com/cgi-bin/mail.dll?H329
for immediate access to your Forbes FREE REPORT, Opportunities and
Safe Havens in Today's Market. It's your money. Do it now!

Yours truly,

Steve Forbes
Chairman

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    <TD bgcolor="#FFFF00" width="319" height="60" align="center" valign="middle" class="largeHead">FREE REPORT<BR>AVAILABLE ONLINE NOW!</TD>
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      <TABLE width="470" cellpadding="4" cellspacing="0" border="0">
        <TR>
          <TD width="470" bgcolor="#FFFFFF">
            <BR>
            <SPAN class="mediumHead">Dear Investor,<BR><BR></SPAN>
            <SPAN class="mediumHeadLight">Despite the tragic events of September 11th, America remains strong and resolute. But in the weeks ahead, the challenges for individual investors will be daunting.<BR><BR><BR>
            <TABLE width="470" cellpadding="0" cellspacing="0" border="0">
            <TR>
            <TD width="15">&nbsp</TD>
            <TD width="356" align="left" class="mediumHead">This is no time to go it alone. And that's why I want you to have <A href="http://offer.wd10.com/cgi-bin/mail.dll?H331
" class="mediumHeadBlue">FREE ONLINE ACCESS</A> to Forbes' latest investment report, <A href="http://offer.wd10.com/cgi-bin/mail.dll?H331
" class="mediumHeadRedItalic">Opportunities and Safe Havens in Today's Market</A>. Just click <A href="http://offer.wd10.com/cgi-bin/mail.dll?H331
" class="mediumHeadBlue">here</A>.</TD>
            <TD width="84" align="left" valign="top"><A href="http://offer.wd10.com/cgi-bin/mail.dll?H330
"><IMG src="http://www.forbes.com/media/circulation/free_report_button.jpg" width="80" height="54" border="0"></A></TD>
            <TD width="15">&nbsp</TD>
            </TR>
            </TABLE>
            <BR><BR>
            Forbes financial editors -- <SPAN class="mediumHead">Laszlo Birinyi Jr.</SPAN>, <SPAN class="mediumHead">David Dreman</SPAN>, <SPAN class="mediumHead">Kenneth L. Fisher</SPAN>, <SPAN class="mediumHead">Richard Lehman</SPAN>, and <SPAN class="mediumHead">Marc Robins</SPAN> -- have identified some special profit opportunities, as well as some high-yielding safe havens...<BR><BR><BR></SPAN>
            <CENTER><SPAN class="mediumHeadSection">Demand for missile guidance and night vision<BR><BR></SPAN></CENTER>
            <SPAN class="mediumHeadLight"><SPAN class="mediumHead">Marc Robins</SPAN> weighs in with this red-hot company destined to help us <SPAN class="mediumHead">WIN THE WAR</SPAN>. They make carbon dioxide laser systems using infrared light -- essential for our military's missile guidance and night vision systems. Access your <A href="http://offer.wd10.com/cgi-bin/mail.dll?H331
" class="mediumHeadBlue">FREE REPORT</A>!<BR><BR><BR></SPAN>
            <CENTER><SPAN class="mediumHeadSection">Surprising safety in high-yield preferreds<BR><BR></SPAN></CENTER>
            <SPAN class="mediumHeadLight">Our income securities advisor, <SPAN class="mediumHead">Richard Lehman</SPAN>, explains today's more sophisticated preferred stocks, offering higher yields and <SPAN class="mediumHead">LOWER RISKS</SPAN> than past counterparts. Discover the best, yielding from 8.5% to 11.1%, in your <A href="http://offer.wd10.com/cgi-bin/mail.dll?H331
" class="mediumHeadBlue">FREE REPORT!</A><BR><BR><BR></SPAN>
            <CENTER><SPAN class="mediumHeadSection">Timely values in quality stocks<BR><BR></SPAN></CENTER>
            <SPAN class="mediumHeadLight">Value pro, <SPAN class="mediumHead">David Dreman</SPAN>, has uncovered <SPAN class="mediumHead">GREAT BARGAINS</SPAN>...in one of the best managed oil giants, with reserves of 4 barrels per share. In a tobacco leaf processor benefiting from strong overseas demand. And in this overlooked pharmaceutical, in great shape for 2002. See your <A href="http://offer.wd10.com/cgi-bin/mail.dll?H331
" class="mediumHeadBlue">FREE REPORT!</A><BR><BR><BR></SPAN>
            <CENTER><SPAN class="mediumHeadSection">Tech favorite poised for fast rebound<BR><BR></SPAN></CENTER>
            <SPAN class="mediumHeadLight"><SPAN class="mediumHead">Laszlo Birinyi Jr.</SPAN> sees <SPAN class="mediumHead">SUBSTANTIAL GROWTH</SPAN> in 2002 for this quality tech bluechip, all the more attractive because of its current oversold price. Get the details in your <A href="http://offer.wd10.com/cgi-bin/mail.dll?H331
" class="mediumHeadBlue">FREE REPORT!</A><BR><BR><BR><BR></SPAN>
            <SPAN class="mediumHeadLight">That's just a small sampling of the insights and opportunities you'll find in your <A href="http://offer.wd10.com/cgi-bin/mail.dll?H331
" class="mediumHeadBlue">FREE REPORT</A>. And all of the details, including company names and stock symbols, are <A href="http://offer.wd10.com/cgi-bin/mail.dll?H331
" class="mediumHeadBlue">AVAILABLE ONLINE RIGHT NOW!</A><BR><BR>
            <TABLE width="470" cellpadding="0" cellspacing="0" border="0">
            <TR>
            <TD colspan="2" width="386" align="left" class="mediumHeadLight">Simply click <A href="http://offer.wd10.com/cgi-bin/mail.dll?H331
" class="mediumHeadBlue">here</A> for immediate access to your Forbes <A href="http://offer.wd10.com/cgi-bin/mail.dll?H331
" class="mediumHeadBlue">FREE REPORT</A>, <SPAN class="mediumHeadItalic">Opportunities and Safe Havens in Today's Market</SPAN>. It's your money. Do it now!</TD>
            <TD colspan="2" width="84" align="left" valign="top"><A href="http://offer.wd10.com/cgi-bin/mail.dll?H330
"><IMG src="http://www.forbes.com/media/circulation/free_report_button.jpg" width="80" height="54" border="0"></A></TD>
            </TR>
            </TABLE>
            <BR><BR><BR><BR>
            &nbsp&nbsp;&nbsp;<SPAN class="mediumHead">Yours truly,<BR><BR>
            &nbsp&nbsp;&nbsp;<IMG src="http://www.forbes.com/media/circulation/steve_forbes_sig.gif" width="175" height="74" border="0"><BR><BR>
            &nbsp&nbsp;&nbsp;Steve Forbes<BR>
            &nbsp&nbsp;&nbsp;Chairman</SPAN>
          </TD>
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You bear sole responsibility for your own investment research and
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