You asked... we listened. Read on for information on 
eConfirms enhancements.

Dear eConfirms Client,

As part of our commitment to meet your needs, we have added 
several new features to Schwab eConfirms so it's easier than 
ever to organize your trade information.

Improved, Easy-to-Read Format with Highlighted Totals

*	eConfirms now consolidates your trading activity by 
	security. For example, all "XYZ Company" purchases 
	will be displayed together (see sample below).
*	A quick snapshot of your day's trading activity is 
	provided through the use of a "Totals" line when 
	there are multiple trades for the same security.
*	We've further streamlined your eConfirms by reducing 
	or eliminating, wherever possible, much of the 
	non-trade related information. 

Additional Features 

*	The last three digits of your account number have 
	been added to help you better identify your account(s) 
	(In order to protect your privacy, the preceding digits 
	of your account number are not displayed).
*	If your eConfirm spans more than one email (due to 
	email size limitations), we have numbered your emails 
	for easy record keeping.
*	As always, you can receive eConfirms bundled (multiple 
	securities per email) or unbundled (separate emails for 
	each security traded)*.

Available in a couple of weeks, improved Schwab eConfirms -- one 
more way we make it easier for you to be a smarter investor.

Here is a sample of our redesigned eConfirm.

-----------------------------------------------------------------

Charles Schwab & Co., Inc.
Email Alert

eConfirms
*****************************************************************

The following email(s) contain your trade confirmation for 9/04/2001

Account: XXXX-X123
=================================================================
Security Description: XYZ Company

Action:                 BOUGHT   Security No./CUSIP:  123456-78-9 
Symbol:                    XYZ   Trade Date:              9/04/01
Type:                     Cash   Settle Date:             9/07/01
=================================================================
-----------------------------------------------------------------
Quantity:                  200   Commission:               $20.07
Price:                  $26.00
Principal:           $5,200.00   Total Amount:          $5,220.07
-----------------------------------------------------------------
Quantity:                  100   Commission:                $9.88
Price:                  $26.15
Principal:           $2,615.00   Total Amount:          $2,624.88
-----------------------------------------------------------------
 
Totals For Above
_________________________________________________________________

Quantity:                  300   Total Fees:               $29.95
Principal:           $7,815.00   Grand Total:           $7,844.95
_________________________________________________________________
        

Additional Information For The Above Trade(s)
_________________________________________________________________
           
- Unless you have already instructed us differently, we will: 
hold this security in your account
- Market where executed:  New York Stock Exchange
- Unsolicited trade
- Capacity code H

To view, print, or download the additional terms and conditions 
of your transaction, please click on the following or go to the 
web page: 

http://schwab.ed10.net/ud/MU9T/P3CG/KSBG/PJ/KE9TWB

You may request duplicate paper confirmations by contacting 
Schwab at 1-800-435-4000.


Capacity Code Descriptions for Above Trade(s)

H:           Schwab acted as your agent. This transaction was
             effected through a market maker which is our
             affiliate.  Such market maker may have acted as
             principal, may have a long or short position in
             this security and may have profited or lost in
             connection with this transaction.

Charles Schwab & Co., Inc.
Headquarters: The Schwab Building
101 Montgomery Street, San Francisco, CA  94104

*****************************************************************

* Initial purchases into mutual funds will be sent as a 
separate eConfirm email and will include a link to view the 
fund's prospectus online.

For your protection, we are unable to accept instructions to 
change your email address sent in reply to this message. To 
update your address, please log in to your account using the 
link below. From there you will be able to update your email 
information securely.

http://schwab.ed10.net/ud/1Z85/S12Z/LJG8/SN/KE9TWB

To unsubscribe from eConfirms or modify your Email Alert 
customization options, log in using the link below or copy and 
paste it into your browser's address window:

http://schwab.ed10.net/ud/MU9T/CX3R/KSBG/KI/KE9TWB

-----------------------------------------------------------------

Notice: All email sent to or from the Charles Schwab corporate 
email system may be retained, monitored and/or reviewed by 
Schwab personnel.  

?2001 Charles Schwab & Co., Inc. All rights reserved. 
Member SIPC/NYSE (1001-0376) 








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