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[IMAGE]	     At the End of the Day Today's Market      DJIA 9771.85 DOWN -78.19 Nasdaq 1930.34 DOWN -55.48 S?500 1127.58 DOWN -11.30 Rus 2000 474.37 DOWN -8.02 10 Yr Bd 4.90 DOWN -.03 DJTA 2667.25 DOWN -7.64 FTSE 100 5126.80 DOWN -11.60 H. Seng 10973.00 DOWN -40.80 Nik. 225 10293.30 UP 165.20 DAX 5122.23 DOWN -11.17 Today's Sectors     Basic Materials -0.53 %    Utilities 0.14 %    Communication -1.53 %   Consumer Staples 0.11 %  Capital Goods 0.17 %  Energy -0.78 %    Financial -0.32 %  Consumer Cyclicals -0.2 %   Health Care -0.36 %   Technology -3.47 %   Transport 0.14 %   (Mouse over for detail, click to launch Map of the Market) January 18, 2002  The Closing Bell Great Expectations Don't Compute  By Igor Greenwald Microsoft and IBM fretted about a weak economy in mixed earnings reports that proved costly for tech investors. Good thing Dell upped guidance while 3M topped estimates. Daily Briefing  Stocks to Watch   Today's Top Stories [IMAGE] [IMAGE] Special Report The Enron Papers  By Matthew Goldstein Documents obtained by SmartMoney.com offer a surprising inside look at the company's troubling financial dealings.  [IMAGE] Special Report The Spreading Enron Stain  By Robert Hunter At first, I thought Enron was an exception. But the more I learn of Wall Street's complicity in this debacle, the more I worry about other Enrons. [IMAGE] Special Report Enron Versus Investors  By Matthew Goldstein A look at an Enron spinoff offers yet another example of possible shareholder abuses.    More Articles    Advertisement Haven't refinanced yet?  Take advantage of the lowest mortgage rates in years.  Save big with IndyMac Bank, the #1 rated mortgage website by Gomez.com the last 4 quarters.  IndyMac Bank guarantees to beat, not meet, any mortgage by $300.  Click below for a free quote: http://quinst.com/clk/ausachenzurtzworiensper   Personal Finance [IMAGE] SmartMoney Life Channel Surfing  By Jena McGregor The rivalry between satellite TV and digital cable is heating up. Remote in hand, we put both systems to the test.  More Articles    Advertisement Get your degree online  With University of Phoenix Online, you can complete 100% of your degree online, in just 2-3 years, at the times that work for you.  Their proven online format is catered to working professionals who want to advance their careers. Plus, you can save up to $250 dollars when you register and start your first class by December 13, 2001. Start Today: http://quinst.com/clk/akterspatfraftubeich   Breaking News Dell Boosts Outlook  Sun Micro Swings to Loss  Consumer Sentiment Improves  Connecticut Investigates Andersen  Microsoft Profits Shrink  3M Beats the Street  Nortel Warns of Revenue Slide  Bayer: Baycol-Related Deaths Hit 100  SBC Faces $6 Million FCC Fine  Xilinx Tops Expectations  Talk Magazine Shuts Down  Complete News Coverage     Advertisement Free ADT Home Security System Are you leaving your home unprotected?  Get your FREE home security system and FREE installation from ADT Authorized Dealers.  Sign up online to get one month of monitoring at no extra charge.  Click below for details: http://quinst.com/clk/bazhengniefapu   Insurance Center  Shop for competitive insurance rates on life, home, auto, disability and more.  Get multiple quotes and buy from the company of your choice -- on your own terms. Insurance Quotes   SmartMoney MagazineStart-Off The New Year With A Great Little Investment That Could Pay Off Big!  For a limited time you can subscribe to SmartMoney Magazine at a new lower price and receive SmartMoney's Preferred Subscriber Advantages. Don't miss this opportunity to make a small investment in the magazine whose top stock picks in the previous decade exceeded the S&P by remarkable margins.* And this special offer entitles you to higher new savings: $48 or 69% off the newsstand rate! Plus, all the advantages of being a Preferred Subscriber. But it won't last long, click now for details . * As of Aug 2001.             [IMAGE]  If you have any questions or problems, please email us at: helplist@smartmoneylist.com               You have received this email because you have opted-in to receive information from SmartMoney.com. To unsubscribe from this mailing please follow this link . To change your preferences, visit our site at http://www.smartmoney.com/mailinglist .  If you're having difficulties viewing this newsletter, you should change your preferences to "Text" at the above URL.                  	[IMAGE]	[IMAGE]	   [IMAGE] Win a Palm? m125 handheld!  Sign up for a free trial of SmartMoney Select and be entered to win a handheld from Palm?.  Click here for more details!     [IMAGE]  [IMAGE]    [IMAGE] Are You XPerienced?  Windows XP is Microsoft's hottest operating software ever, with 17 million copies already sold. But is your PC up for the upgrade? Don't take Bill Gates's word for it.  Find out in SmartMoney Life. .    [IMAGE] 	
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[IMAGE]	  Smartmoney.com Daily Views SmartMoney.com ?2002 SmartMoney. SmartMoney is a joint publishing venture of Dow Jones & Company, Inc. and Hearst Communications, Inc.  	[IMAGE]	[IMAGE]	[IMAGE]