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Schwab Signature Services e.Bulletin -- April 2001 

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In this issue: 
1. Daily Market Recap
2. March Market Summary
3. The New Economy: Utopia, Inc.?
4. Work or Stay Home? The New Parents' Dilemma
5. Hot Tips vs. Homework
6. Buying a Home? What a Difference a Year Makes!
7. New Online Course: How Stock Trades Are Executed
8. New Look, Faster Access for Schwab's Quotes and Research
9. Tap into New Foreign Stock Research 
10. Signature Interactive Events: Simple Options Strategies for 
Today's Market
11. Active Traders: How Schwab Supports You

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April Trading Quiz

See how you stack up against other Schwab investors. Take this 
quick quiz! 

Go to: 
http://schwab.ed10.net/ud/U6UC/KE3L/3OZD/6C/TC492

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Extended Pre-Market Trading Session! 

As of April 6, 2001, Schwab's Pre-Market Trading Session begins
at 7:30 am ET. 

For more information go to:

http://schwab.ed10.net/ud/U6UC/C5ER/3OZD/CM/TC492

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The Proactive Investor's Calendar 

Check out our calendar of upcoming events, key economic 
indicators and things to be thinking about for the month ahead. 

Go to:
http://schwab.ed10.net/ud/U6UC/GKJU/3OZD/GX/TC492

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Complimentary Investing Workshop 

Attend Schwab's newest workshop, Navigating Today's Market, 
to gain a fresh perspective on today's market environment and
discover time-tested strategies to help you reach your goals.

Call 1-800-526-8600 to enroll in this workshop - and find out 
about other Schwab workshops near you.

Go to:
http://schwab.ed10.net/ud/U6UC/UU6M/3OZD/UP/TC492

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Take the market with you. Schwab PocketBroker(TM) Wireless
Investing Service

It's hand held wireless investing that lets you access your 
account, get news and quotes, place trades and more. 

Go to:
http://schwab.ed10.net/ud/U6UC/72XR/3OZD/7V/TC492

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ONLINE CONVENIENCES  

Account transfers made easy with schwab.com 

Go to:
http://schwab.ed10.net/ud/U6UC/267Q/3OZD/N9/TC492

Add some discipline to your investing - Invest automatically in
your mutual funds.

Go to: 
http://schwab.ed10.net/ud/U6UC/TP84/3OZD/JY/TC492

Withdrawing funds from your account? Save time, online. 

Go to:
http://schwab.ed10.net/ud/U6UC/PRT7/3OZD/PJ/TC492

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Mutual Funds Email Alerts 

Receive your mutual fund performance updates via email.
Log In and Subscribe:

Go to:
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1. Daily Market Recap 
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Read about what happened in the market today* in the Daily
Market Recap. 

Go to:
http://schwab.ed10.net/ud/U6UC/IYFC/3OZD/36/TC492

* The content on this page is updated daily, after the market 
close. Therefore, no matter when you are reading your 
e.Bulletin, the Daily Market Recap should be current. Save this
e.Bulletin and get a new market recap at the end of each business
day. 


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2. March Market Summary 
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Read about what happened in the market last month in the 
March Market Summary

Go to:
http://schwab.ed10.net/ud/U6UC/9ZDH/3OZD/9A/TC492


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3. The New Economy: Utopia, Inc.?
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Old Economy, New Economy.... Now what? Here's an historical 
look at the next best thing.

Go to:
http://schwab.ed10.net/ud/U6UC/UU6Q/3OZD/UP/TC492


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4. Work or Stay Home? The New Parents' Dilemma
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Should you stay home with a young child or return to the 
workforce? Clearly it's a personal choice. However, the 
financial realities of working vs. staying home - in terms of 
taxes, childcare expenses, retirement and college savings, and 
other criteria - are big factors. Our contributor, a new parent
who has worked through these decisions with her husband, 
analyzes the economics of working vs. staying at home. 

Go to:
http://schwab.ed10.net/ud/U6UC/BMI0/3OZD/B7/TC492


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5. Hot Tips vs. Homework
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It's happened to all of us: the "hot tip" on a stock that 
sounds like a can't-miss buy. Or is it? Well, no matter how 
"hot" that tip seems to be, you have to do your homework before
taking action. This article suggests how to keep tips, rumors 
and market gossip in context, and how to conduct your own 
fact-based research on the Web, including the vast resources at
schwab.com. 

Go to:
http://schwab.ed10.net/ud/U6UC/M9UD/3OZD/MQ/TC492


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6. Buying a Home? What a Difference a Year Makes!
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Whether you're purchasing a first home or trading up from an 
existing residence, you may find pleasant surprises in the 
mortgage market, according to Joe Kennedy, president of E-Loan. 
Mortgage rates have declined to two-year lows, helping home 
shoppers borrow more than they could just a year ago, says 
Kennedy. Are you curious to know how much home you can afford? 
Visit the Schwab Mortgage CenterTM, provided by E-Loan or click
here to utilize E-Loan's powerful mortgage affordability tool. 

Go to:
http://schwab.ed10.net/ud/U6UC/C5EZ/3OZD/CM/TC492


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7. New Online Course: How Stock Trades Are Executed
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The Learning Center offers a new, online course that provides 
an insider's view of what happens after you place a stock order. 
This course is a  "must do" for anyone investing in the stock 
market.

Learn the factors that impact how orders are filled, and at 
what price; how listed and over-the-counter markets handle 
execution differently; and the difference between standard 
market hours and extended hours trading sessions.

Be an informed investor. Enroll now in this free course at
the Schwab Learning Center:  

Go to:
http://schwab.ed10.net/ud/U6UC/3OM8/3OZD/T3/TC492


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8. New Look, Faster Access for Schwab's Quotes and Research Area
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Quotes and Research has a new look with quicker access to key
information, including  research exclusively designed for
Signature Services clients.  You can get the information you
need on individual investments,  including Stocks, Mutual Funds,
Bonds and Global companies, or  check out the Market Updates,
News and Commentary. Check out the Quotes and Reseach site's new
features today!

Go to: 
http://schwab.ed10.net/ud/U6UC/ZBAH/3OZD/ZH/TC492


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9. Tap into New Foreign Stock Research 
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Directly explore more than 10,000 companies listed in 34 
countries outside the U.S. when you visit the new Quotes and 
Research area on schwab.com.  

A service just for Signature Services clients, the new 
interactive foreign stock research tool allows you to:
? Click and view industry sectors across five continents
? Drill down to get an overview and historical "fundamentals" 
for any company in your choice of U.S. Dollars or local currency
? Get a side-by-side comparison of fundamental data for 
companies across markets 
? Chart the share price performance history of any company 

To use the new tool to expand your investing horizons, log in
to Schwab.com: http://schwab.ed10.net/ud/U6UC/GKRE/3OZD/OS/TC492 
click on the Quotes and Research Tab and then on the Global 
tab. Click on the  "Contact Me" link to get connected with 
a Global Investing  Service investment specialist, who can 
help you place a trade.

International investments are subject to additional risks such
as currency fluctuation, political instability and the potential
for illiquid markets.


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10. Signature Interactive Events: 
Simple Options Strategies for Today's Market 
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Date & Time:  April 26, 4:30pm ET, 1:30pm PT

In today's uncertain market, a new approach may be what you 
need.

Schwab invites you to a Signature Services options trading 
seminar featuring Jim Bittman, Senior Instructor of the Options 
Institute, Tony Saliba, renowned options trader and derivatives 
pioneer, and Gregory Miller, Senior Vice President of Schwab 
Options.  

Learn more about simple options strategies - what they are, 
when to deploy them, and how to get started. 

Don't miss this opportunity to ask questions and interact 
directly with options experts and see how Schwab can help 
support your options trading needs. 

To register for the online seminar and to submit
questions  prior to the event, please log on to:
http://schwab.ed10.net/ud/U6UC/RNGL/3OZD/D5/TC492,  
select Signature Events, click on 'Simple Options 
Strategies for Today's Market'.

Options carry a high level of risk and are not suitable for 
all investors. Certain requirements must be met to trade 
options through Schwab. Please read the options disclosure 
document titled "Characteristics and Risks of Standardized 
Options" before considering any option transaction. Call your 
local Schwab office of write to Charles Schwab & Co., Inc. at 
101 Montgomery Street, San Francisco, CA 94104 for a current 
copy.

Charles Schwab & Co., Inc. Member SIPC/NYSE. (0301-15460)


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11. Active Traders: How Schwab Supports You 
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Active Traders have a distinct set of needs. If you qualify 
as a Schwab Active Trader, you can access a range of special 
services that support your trading needs and strengthen your 
skills. As a Schwab Active Trader you'll receive access to 
Schwab StreetSmart Pro(R), new software which includes Nasdaq 
Level II, Time and Sales data, as well as many other benefits. 

You'll also gain competitive Tiered Pricing and access to 
trading specialists who can assist you with options, futures 
and global investing. To find out more and to determine whether
you qualify as a Schwab Active Trader, visit:

http://schwab.ed10.net/ud/U6UC/JI3R/3OZD/GX/TC492


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(c)2001 Charles Schwab & Co., Inc. All rights reserved. 
Member SIPC/NYSE. (0401-12816)

[[U6UC-3OZD-TC492-D]] [IMAGE]