-----Original Message-----
From: 	Espinoza, Veronica  
Sent:	Monday, November 12, 2001 9:12 AM
To:	Anderson, Diane; Bailey, Derek; Baumbach, David; Bell, Jean; Boulanger, Patricia; Brown, Angela Y.; Cisneros, Celeste; Crawford, Sharon; Deming, Richard; Dickson, Melia; Giron, Darron C.; Gossett, Jeffrey C.; Guillen, Andrea R.; Hunter, Larry Joe; Keiser, Kam; Love, Phillip M.; McLaughlin Jr., Errol; Mendoza, Nidia; Moran, Tom; Moscoso, Mirna; Mulvany, Patrick; Negrete, Flavia; Ornelas, Bianca; Osire, Ann; Otto, Randy; Pernul, Sarah; Reeves, Leslie; Rohauer, Tanya; Seib, Dianne; Sietzema, Linda; Theriot, Kim S.; Wallumrod, Ellen; Wilder, Wesley
Subject:	Credit Report-11/12/01