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[IMAGE]	     At the End of the Day Today's Market      DJIA 9959.71 UP 125.03 Nasdaq 1903.18 UP 28.13 S?500 1150.34 UP 13.31 Rus 2000 458.42 UP 6.11 10 Yr Bd 5.02 ? 0.00 DJTA 2534.90 UP 49.30 FTSE 100 5293.20 DOWN -52.70 H. Seng 11322.30 UP 69.00 Nik. 225 10696.80 ? 0.00 DAX 5053.80 DOWN -61.89 Today's Sectors     Basic Materials 1.31 %    Utilities 0.65 %    Communication 1.23 %   Consumer Staples 0.53 %  Capital Goods 1.31 %  Energy 1.22 %    Financial 1.67 %  Consumer Cyclicals 1.47 %   Health Care 0.12 %   Technology 1.46 %   Transport 1.28 %   (Mouse over for detail, click to launch Map of the Market) November 23, 2001  The Closing Bell Wall Street Bucks Economy Concerns  Despite lingering recession fears, the few traders on Wall Street drove stock prices higher as the holiday shopping season got off to a promising start. Daily Briefing  Stocks to Watch   Today's Top Stories [IMAGE] [IMAGE] Tax Matters Give Your Estate Plan a Year-End Checkup  By Bill Bischoff New, more generous rules take effect on Jan. 1. Fixing your will now could save your heirs tons of taxes. [IMAGE] Stock Watch Where Are They Now?[IMAGE]  By Matthew Goldstein Back in June, we identified the 25 best-performing stocks of the year. Some of them are still going strong.   [IMAGE] Me and My Money Pinching Pennies With Pat  By Matthew Heimer Former Democratic firebrand Pat Schroeder and her husband always lived frugally. But they still had a lot of catching up to do as retirement loomed.  More Articles    Advertisement  Please be our guest at the Investment Expo December 1-2 at the Fontainebleau in Miami Beach! Attend 40 seminars and visit 85 exhibits and learn about the most innovative products and services available in the marketplace today. Keynotes Allan Chernoff CNNfn and Robert Kiyosaki, Author Rich Dad, Poor Dad. For more information www.investmentexpo.com.   Today's Features [IMAGE] Now What? Is It Time to Dump Your Fund?  By Stephanie AuWerter We've all got losses this year.  But that doesn't necessarily mean you should say goodbye. Here are four good (and four not-so-good) reasons to sell. [IMAGE] Today's Topic Mutual Attraction  Whatever your reasons for investing, there's a mutual fund to meet your needs.  More Articles    Advertisement [IMAGE] Save on Auto Insurance. It's easy to save up to $250 on quality Auto Insurance from The Hartford. Click here  for a free online quote or to find a local Hartford agent.   Breaking News Enron Woes Pressure Dynegy Deal  Retailers Woo Early Shoppers  Conestoga Ends Ntelos Merger Plans  Congress to Tackle Economy, Bioterror  Goldman Could Slash 1,000 Jobs  Russia Sets Modest Oil-Export Cuts  Ivax Gets Conditional OK for Generic Glucophage  Asian-Pacific Stocks End Broadly Higher  Terra's U.S. Staff to Take Mandatory Time Off  Brooks Brothers Sells for $225 Million  Complete News Coverage     Insurance Center  The one place where you can get multiple insurance quotes and apply directly for a loan.  Your source for the best quotes on auto, health and disability, home owners and life insurance, and annuities. Insurance Quotes   SmartMoney MagazineFree Gift For Gift Givers Take this special, limited-time offer to give SmartMoney magazine at our lowest gift rate, 12 issues for $15, and receive the new "hot-off-the-press" SmartMoney Retirement Guide with your paid order. We'll also send Free gift cards to announce your gift of SmartMoney, the only magazine of personal business from The Wall Street Journal. For details visit: SmartMoney Gift Subscription   Free Retirement Guide Receive our FREE, "hot-off-the-press" Retirement Guide with your subscription to SmartMoney: The Wall Street Journal Magazine of Personal Business. Plus, this limited-time offer is at our low-direct-to-public rate, 12 issues for just $15! The editors of the Wall Street Journal have packed the new SmartMoney Retirement Guide with all the basics you need in concise, everyday language. Don't miss it: Subscribe to SmartMoney              [IMAGE]  If you have any questions or problems, please email us at: helplist@smartmoneylist.com               You have received this email because you have opted-in to receive information from SmartMoney.com. To unsubscribe from this mailing please follow this link . To change your preferences, visit our site at http://www.smartmoney.com/mailinglist .  If you're having difficulties viewing this newsletter, you should change your preferences to "Text" at the above URL.                  	[IMAGE]	[IMAGE]	   [IMAGE] Soar Above the Fray  Get a bird's-eye view of 1,000 stocks in an instant with our  Real-Time Market Map 1000 .  Our most powerful map yet comes with screens, ratings, and much more.  Available only with SmartMoney Select.    Subscribe today for a free two-week trial!     [IMAGE]  [IMAGE]    [IMAGE] Hot Wheels?  Wondering how much those interest-free car loans can really save you? Want the scoop on the hottest vehicles rolling off the assembly lines?  Our Auto Center can help.      [IMAGE] 	
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