Kevin - I made changes to the document.  I hope they were saved.  I am putting a copy in your office also. -  Teb

-----Original Message-----
From: Doll, Jeanette 
Sent: Friday, February 22, 2002 1:11 PM
To: Kilmer III, Robert; Lokey, Teb
Cc: Doll, Jeanette
Subject: Current Regulatory Regime