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<td align="left" valign="top" width="470"><font class="smalltextcaps">FRIDAY, NOVEMBER 16, 2001</font>
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<font class="smalltext" color="#999966">CONTENTS</font><br /><br />
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<!--START....NEW COVER IMAGE.....KATHERINE-->

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<br />
<!--START....NEW ISSUE DATE....KATHERINE-->

<font class="smalltext">November 26 <br />Table of Contents </font></A><br /><br />
<!--END....NEW ISSUE DATE....KATHERINE-->
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<!--START....KATHERINE....COVER STORY SECTION-->

<font class="smalltext" color="#999966">COVER STORY</font><br />
<font class="itext">
<A HREF="http://www.businessweek.com/magazine/content/01_48/b3759001.htm?c=bwinsidernov16&n=link1&t=email">
<b>*CONFUSED ABOUT EARNINGS?</b></a><br />There are no rules for calculating operating earnings--the number investors watch--as there are for net profits, which are filed with the SEC. So companies are making up their own rules about what to add and what to leave out, and calling the result "earnings." That makes it impossible for investors to compare companies and threatens 
the credibility of the U.S. financial system. Here's what should be done--and what investors need to know.<br /><br />

<b>*Available 
<A HREF="http://www.businessweek.com/magazine/content/01_48/b3759001.htm?c=bwinsidernov16&n=link1&t=email">to all readers</b></a>
after Monday,<br /> November 19</b><br /><br />

<!--<b>Plus:</b><br />
<a href="http://www.businessweek.com/magazine/content/01_47/b3758006.htm?c=bwinsidernov16&n=link2&t=email"><b>COMMENTARY: SETTLEMENT OR SELLOUT?</b></a><br />Justice's deal gives the software maker room to run over rivals<br /><br />-->

<!--<I>From Thursday night until midday Monday,<br /> November 5, for subscribers only**</I><br />-->

</font>

<!--<font class="itext"><b>Plus:</b><br />
 <a href="http://www.businessweek.com/magazine/content/01_47/b3758009.htm?c=bwinsidernov16&n=link3&t=email"><b>CHARLES JAMES DEFENDS THE DEAL</b></a><br />The antitrust chief defends the deal he struck with Microsoft<br /><br />-->

<!--<I>From Thursday night until midday Monday,<br /> November 5, for subscribers only**</I><br /></font><br />-->



<!--END....KATHERINE....COVER STORY SECTION-->

<!--START....KATHERINE....FIRST OF TWO TOP STORIES SECTION-->

<font class="smalltext" color="#999966">SPECIAL REPORT</font><br />
<font class="itext">
<A HREF="http://www.businessweek.com/magazine/toc/01_48/B3759it100_2.htm?c=bwinsidernov16&n=link2&t=email">
<b>THE INFO TECH 100*</b></a><br />
In the past six months, the stocks of four-fifths of the BusinessWeek Info Tech 100 declined in value.  
But a few still shine despite tough times.<br /><br />

<b>Available 
<A HREF="http://www.businessweek.com/magazine/toc/01_48/B3759it100_2.htm?c=bwinsidernov16&n=link2&t=email">to all readers</b></a>
<!--after Monday,<br /> November 5</b>--><br /><br /></font>

<b>Plus:</b><br />
<a href="http://www.businessweek.com/magazine/toc/01_48/B3759it100_2.htm?c=bwinsidernov16&n=link3&t=email"><b>INTERACTIVE SCOREBOARD**</b></a><br />Expanded online to include the 200 best IT companies, with a wealth of financial data<br /><br />

<font class="itext"><b>**This, plus many more stories in this Special Report, are available for all readers on Thursday night, Nov. 15</b><br /><br />

<!--<I>From Thursday night until midday Monday,<br /> November 5, for subscribers only**</I><br />-->

<!--END....KATHERINE....FIRST OF TWO TOP STORIES SECTION-->

<!--START....KATHERINE....SECOND OF TWO TOP STORIES SECTION-->

<font class="smalltext" color="#999966">THE CORPORATION:</font><br />
<font class="itext">
<A HREF="http://www.businessweek.com/magazine/content/01_48/b3759104.htm?c=bwinsidernov16&n=link4&t=email">
<b>*ALL EYES ON THE ENRON PRIZE</b></a><br />Dynegy's deal for the troubled power company could yield billions
<br /><br />

<b>Available 
<A HREF="http://www.businessweek.com/magazine/content/01_48/b3759104.htm?c=bwinsidernov16&n=link4&t=email">to all readers</b></a>
after Monday,<br /> November 19</b><br /><br /></font>

	 
<!--END....KATHERINE....SECOND OF TWO TOP STORIES SECTION-->

<!--START....SPECIAL FEATURE SECTION....KATHERINE-->

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<font class="itext"><I>**Remember, only subscribers can see the entire issue. Selected stories
are available to nonsubscribers on Monday.
Want to become a subscriber? It's so easy, all you have to do to get started is go to <A HREF="http://www.businessweek.com/register.htm?c=bwinsidernov16&n=link5&t=email"><b>http://www.businessweek.com/register.htm</b></a> </I></font><br /><br />

<IMG SRC="http://www.businessweek.com/common_images/bw_rule.gif" WIDTH="465" HEIGHT="3" BORDER="0"><br />
<font class="smalltext" color="#999966">SEARCH PAST ISSUES OF BW</font><br />
<font class="itext"><A HREF="http://www.businessweek.com/search/index.html?c=bwinsidernov16&n=link6&t=email"><B>Free for subscribers only</B></a> -- FIVE YEARS of
Business Week magazine.</font><br /><br />


<IMG SRC="http://www.businessweek.com/common_images/bw_rule.gif" WIDTH="465" HEIGHT="3" BORDER="0"><br />
<font class="smalltext" color="#999966">BONUS: THE BW 50</font><br />
<font class="itext"><A HREF="http://www.businessweek.com/bw50/?c=bwinsidernov16&n=link7&t=email"><B>The 50 best companies</B></a></font> in the S&P 500. Plus: In-depth info on all 500,<br /> extra stories, interactive scoreboards, videos, tools, and more --<br /><br />


<!--END....SPECIAL FEATURE SECTION....KATHERINE-->


<!--START....KATHERINE....DAILY BRIEFING SECTION-->



<IMG SRC="http://www.businessweek.com/common_images/bw_rule.gif" WIDTH="465" HEIGHT="3" BORDER="0"><br /><A NAME="today"></a>
<font class="itext">Here are BW Online highlights from this week:</font><br /><br />
<font class="smalltextcaps">DAILY BRIEFING</font> <br /><br />
<font class="smalltext" color="#999966">11/15 -- NEWS ANALYSIS </font><br />
<font class="itext"> <A HREF="http://www.businessweek.com/bwdaily/dnflash/nov2001/nf20011115_9858.htm?c=bwinsidernov16&n=link9&t=email">
<B>JDS Uniphase: Ready for an Encore?</B></a></font> <br />
<font class="itext">As the curtain descends on a dismal year, some investors see the leader in optical telecom equipment as a star with comeback potential </font> <br /><br />

<font class="smalltext" color="#999966">11/15 -- NEWSMAKER Q&A</font><br />
<font class="itext"> <A HREF="http://www.businessweek.com/bwdaily/dnflash/nov2001/nf20011115_4626.htm?c=bwinsidernov16&n=link10&t=email"><B>JDS's Straus: Banking on Broadband</B></a></font> <br />
<font class="itext">Says the CEO about high-speed access: "Applications and business models that allow somebody to make money will bring growth"</font> <br /><br />

<font class="smalltext" color="#999966">11/15 -- STREET WISE</font><br />
<font class="itext"> <A HREF="http://www.businessweek.com/bwdaily/dnflash/nov2001/nf20011115_1868.htm?c=bwinsidernov16&n=link11&t=email"><B>Suddenly, a Chillier Season for Oil Shares</B></a></font> <br />
<font class="itext">Turmoil over production quotas could keep supplies high. Good news for consumers -- and maybe even for investors, of the long-term variety</font> <br /><br />

<font class="smalltext" color="#999966">11/15 -- NEWS ANALYSIS</font><br />
<font class="itext"> <A HREF="http://www.businessweek.com/bwdaily/dnflash/nov2001/nf20011115_1679.htm?c=bwinsidernov16&n=link12&t=email"><B>A Hard Slog for Financial "Special Forces"</B></a></font> <br />
<font class="itext">Treasury's money warriors are fighting an uphill battle as they target 
the clandestine conduits that funnel cash to terrorists</font><br /><br/>

<font class="smalltext" color="#999966">11/14 -- INSIDE WALL STREET ONLINE</font><br />
<font class="itext"> <A HREF="http://www.businessweek.com/bwdaily/dnflash/nov2001/nf20011113_2386.htm?c=bwinsidernov16&n=link12&t=email"><B>Holiday Bargain-Hunting on the Street</B></a></font> <br />
<font class="itext">It's that time of year when one investor's loser is another's steal. Here are some big names that could become stocking stuffers</font> <br /><br />

<!--END....KATHERINE....DAILY BRIEFING SECTION-->
<IMG SRC="http://www.businessweek.com/common_images/bw_rule.gif" WIDTH="465" HEIGHT="3" BORDER="0"><br /><br />
<font class="smalltext" color="#999966">
 SPEND SOME QUALITY TIME WITH YOUR MONEY</font><br />
 Watch <font class="itext"> <A HREF="http://www.businessweek.com/bwtv/?c=bwinsidernov16&n=link14&t=email"> <B>BusinessWeek TV</B></a></font>, a weekly personal finance<br />
 program that follows money from Wall Street to<br /> 
 Main Street: Making it, investing it, and even<br /> 
 spending it.<br /> 
 Check your local listings for station and exact time. <br /><br />


<!--START....KATHERINE....INVESTING SECTION-->

<IMG SRC="http://www.businessweek.com/common_images/bw_rule.gif" WIDTH="465" HEIGHT="3" BORDER="0"><br />
<font class="smalltextcaps">INVESTING</font> <br /><br /><A NAME="investing"></a>
<font class="smalltext" color="#999966">11/15 -- MARKET SNAPSHOT</font><br />
<font class="itext"> <A HREF="http://www.businessweek.com/investor/content/nov2001/pi20011115_8908.htm?c=bwinsidernov16&n=link16&t=email"><B>Blue Chips Pocket Gains</B></a></font> <br />
<font class="itext">Hope for an economic recovery in 2002 continues to buoy stocks, but ugly news 
from Dell and Yahoo may stall performance Friday</font> <br /><br />

<font class="smalltext" color="#999966">11/15 -- FUND Q&A</font><br />
<font class="itext"> <A HREF="http://www.businessweek.com/investor/content/nov2001/pi20011115_3407.htm?c=bwinsidernov16&n=link17&t=email"><B>High Quality Munis Bring Solid Returns</B></a></font> <br />
<font class="itext">Christine Thompson has outperformed her peers by making smart bets in the hospital and health care sectors and concentrating on high quality issues</font> <br /><br />

<font class="smalltext" color="#999966">11/12 -- ASK THE ANALYST</font><br />
<font class="itext"> <A HREF="http://www.businessweek.com/mediacenter/list/ask01.htm?/mediacenter/ram/asktheanalyst/pedwards110901.htm?c=bwinsidernov16&n=link18&t=email"><B>Fund Selections</B></a></font> <br />
<font class="itext">S&P's Phil Edwards answers your questions on bond funds. Can they continue their winning streak?</font> <br /><br />
<!--END....KATHERINE....INVESTING SECTION-->

<!--START....KATHERINE....GLOBAL SECTION-->

<IMG SRC="http://www.businessweek.com/common_images/bw_rule.gif" WIDTH="465" HEIGHT="3" BORDER="0"><br />
<font class="smalltextcaps">GLOBAL BUSINESS</font> <br /><br /><A NAME="global"></a>
<font class="smalltext" color="#999966">INTERNATIONAL -- EUROPE'S FUTURE</font><br />
<font class="itext"> <A HREF="http://www.businessweek.com/magazine/content/01_47/b3758601.htm?c=bwinsidernov16&n=link21&t=email"><B>Germany's Challenge</B></a></font> <br />
<font class="itext">Can Europe's top economy lead the Continent to reform?</font> <br /><br />

<font class="smalltext" color="#999966">11/12 -- ONLINE ASIA</font><br />
<font class="itext"> <A HREF="http://www.businessweek.com/bwdaily/dnflash/nov2001/nf20011112_2873.htm?c=bwinsidernov16&n=link22&t=email"><B>Not So Fab for a Singapore Chipmaker</B></a></font> <br />
<font class="itext">Chartered Semiconductor CFO Chia Song Hwee gamely maintains that hard times and ferocious competition haven't changed its game plan</font> <br /><br />


<!--END....KATHERINE....GLOBAL SECTION-->




<!--START....KATHERINE....TECHNOLOGY SECTION-->

<IMG SRC="http://www.businessweek.com/common_images/bw_rule.gif" WIDTH="465" HEIGHT="3" BORDER="0"><br />
<font class="smalltextcaps">TECHNOLOGY</font> <br /><br /><A NAME="technology"></a>
<font class="smalltext" color="#999966">11/19 -- TECHNOLOGY & YOU</font><br />
<font class="itext"> <A HREF="http://www.businessweek.com/magazine/content/01_47/b3758029.htm?c=bwinsidernov16&n=link27&t=email"><B>A Light Laptop That's Fully Loaded</B></a></font> <br />
<font class="itext">Toshiba's Port&eacute;g&eacute; 4000 may be the first compact notebook that doesn't skimp on features</font> <br />

<font class="smalltext" color="#999966">11/15 -- PRIVACY MATTERS</font><br />
<font class="itext"> <A HREF="http://www.businessweek.com/bwdaily/dnflash/nov2001/nf20011115_3919.htm?c=bwinsidernov16&n=link25&t=email"><B>Face It, Face-Cams Are Here to Stay</B></a></font> <br />
<font class="itext">Rather than trying to prevent their adoption, privacy advocates would be better 
served trying to define restrictive guidelines on their use</font> <br /><br />

<font class="smalltext" color="#999966">11/14 -- BYTE OF THE APPLE </font><br />
<font class="itext"> <A HREF="http://www.businessweek.com/bwdaily/dnflash/nov2001/nf20011114_5582.htm?c=bwinsidernov16&n=link26&t=email"><B>Office X: The Best and Worst of Microsoft</B></a></font> <br />
<font class="itext">The OS X version of Office is a ringing endorsement of the Mac. Too bad 
it breaks no new ground and costs so much</font> <br /><br />

<!--<font class="smalltext" color="#999966">7/6 -- CLICKS & MISSES</font><br />
<font class="itext"> <A HREF="http://www.businessweek.com/technology/content/jul2001/tc2001076_452.htm?c=bwinsiderjuly13&n=link27&t=email
"><B>FurnitureFan.com Takes a Back Seat</B></a></font> <br />
<font class="itext">This site has a great idea for sparking furniture sales online. Alas, its execution
is uneven at best, and way off at worst</font> <br /><br />-->

<font class="itext">
<i>Plus, you'll find daily coverage of the rapidly changing world of
e-business at </i></font><a href="http://www.ebiz.businessweek.com?c=bwinsidernov16&n=link28&t=email"><font class="itext"><b>http://www.ebiz.businessweek.com</b><a/> <i>BW e.biz offers exclusive analysis, commentary, and Web-site reviews every day.
Visit often!</i></font><br /><br />

<!--START....KATHERINE....TABLE FOR CONFERENCES-->

<!--</a><div class="smalltext"><a href="http://www.ebiz.businessweek.com?c=bwinsidersept28&n=link33&t=email"><font color="#CC0033">UPCOMING CONFERENCES:</font><BR>
</a><table cellpadding="2" cellspacing="0" border="0"><a href="http://www.ebiz.businessweek.com?c=bwinsidersept28&n=link34&t=email">
<tr> 
<td colspan="5">BusinessWeek presents:<br />
Rethinking the Internet<br />
e.biz Live: Chicago<br />
October 18-19, 2001<br />
The Fairmont Hotel, Chicago, Illinois<br /><br /><br />


Rethinking the Internet, will examine the firms that are successfully using the 
Internet to change business processes, measuring their costs against returns, and 
managing their corporations through the downturn. When the economy recovers, they 
will emerge as the leaders. Do not let your firm be left behind. Join BusinessWeek 
and your peers as we explore how forward-thinking enterprises can initiate new 
business practices, fund them, measure their returns, and assess their impact on 
productivity across the organization, despite an uncertain economic climate.<br /><br />

Confirmed speakers include:<br />
</td>
</tr>
<tr> 
<td colspan="5">&nbsp;</td>
</tr>
<tr> 
<td>Ann Cairns</td>
<td>&nbsp;</td>
<td>Vice President, Global e-Solutions Head</td>
<td>&nbsp;</td>
<td>Citibank e-Business</td>
<tr> 
<td>Yoram (Jerry) Wind</td>
<td>&nbsp;</td>
<td>Lauder Professor of Marketing, Director,</td>
<td>&nbsp;</td>
<td>SEI Center for Advanced 
  Studies in Management & Wharton Fellows Program,
  Univ. of Pennsylvania</td>
<td>&nbsp;</td>
</a><tr><td colspan="5"> 
For program details or to register, visit our website at<br />
</a><a href="http://www.conferences.businessweek.com/2001/ebizChicago/?c=bwinsideroct19&n=link29&t=email " target="_new"><b>http://conferences.businessweek.com/2001/ebizChicago</b></a><br />
e-mail us at ebizchicago2001@businessweek.com or call (212) 512-2184.</td>
</tr>
</table>
</div>
<br />-->

<!--<div class="smalltext"><font color="#CC0033">ALSO:</font><BR>-->

</a><div class="smalltext"><a href="http://www.ebiz.businessweek.com?c=bwinsidernov16&n=link33&t=email"><font color="#CC0033">UPCOMING CONFERENCES:</font><BR>
</a><table cellpadding="2" cellspacing="0" border="0">

<tr> 
<td colspan="5">BusinessWeek in partnership with Hewlett-Packard presents:<br />
The Sixth Annual BusinessWeek Conference on the Digital Economy,<br />
  New Priorities: Building a Collaborative Enterprise in Uncertain Times<br />
December 6-7, 2001<br />
The Fairmont Hotel, San Francisco, California<br /><br />


We are pleased to announce our keynote speakers are:<br /><br />
<a href="http://www.businessweek.com/insider/jwelch.htm" target="_new">Jack Welch</a>, Former Chairman and CEO of General Electric Company and<br />  
  The Honorable James A. Baker, III, Former U.S. Secretary of State (1989-1992)<br />  
    and Former U.S. Secretary of the Treasury (1985-1988)<br /><br />  


In light of recent events in New York and Washington D.C., the<br /> 
conference will feature a special session on Digital Security: <br /> 
Job #1 in Threatening Times.<br />  
Raymond Kelly, Former NYPD Commissioner; Senior Managing Director, <br /> 
Global Security, Bear Stearns will head up the panel<br /><br />  


Additional Speakers include:<br />
</td>
</tr>
<tr> 
<td colspan="5">&nbsp;</td>
</tr>
<tr> 
<td>Michael Aguilar</td>
<td>&nbsp;</td>
<td>President and COO</td>
<td>&nbsp;</td>
<td>Panasonic Company National</td>
<tr> 
<td>Marc Andreessen</td>
<td>&nbsp;</td>
<td>Chairman and Cofounder</td>
<td>&nbsp;</td>
<td>Loudcloud</td>
<tr> 
<td>Bill Bass</td>
<td>&nbsp;</td>
<td>SVP, E-Commerce and International</td>
<td>&nbsp;</td>
<td>Lands' End, Inc.</td>
<tr> 
<td>Joseph Baylock</td>
<td>&nbsp;</td>
<td>Group Vice President</td>
<td>&nbsp;</td>
<td>Gartner, Inc.</td>
<tr> 
<td>Daeje Chin</td>
<td>&nbsp;</td>
<td>President and CEO, Digital Media System Business</td>
<td>&nbsp;</td>
<td>Samsung Electronics Co., Ltd.</td>
<tr> 
<td>Bruce Chizen</td>
<td>&nbsp;</td>
<td>President and CEO</td>
<td>&nbsp;</td>
<td>Adobe</td>
<tr> 
<td>Eric K. Clemons</td>
<td>&nbsp;</td>
<td>Professor of Information, Strategy, and Economics</td>
<td>&nbsp;</td>
<td>The Wharton School, University of Pennsylvania</td>
<tr> 
<td>Lisa J. Colnett</td>
<td>&nbsp;</td>
<td>SVP, Worldwide Process Management and CIO</td>
<td>&nbsp;</td>
<td>Celestica Inc.</td>
<tr> 
<td>Craig Conway</td>
<td>&nbsp;</td>
<td>President and CEO</td>
<td>&nbsp;</td>
<td>PeopleSoft, Inc.</td>
<tr> 
<td>Richard A. DeMillo</td>
<td>&nbsp;</td>
<td>Vice President and CTO</td>
<td>&nbsp;</td>
<td>Hewlett-Packard Company</td>
<tr> 
<td>James Hamilton</td>
<td>&nbsp;</td>
<td>President</td>
<td>&nbsp;</td>
<td>Efficient Networks Inc. (a subsidiary of
  Siemens ICN)</td>
<tr>
<td>James E. Heppleman</td>
<td>&nbsp;</td>
<td>CTO and EVP</td>
<td>&nbsp;</td>
<td>Software Products, PTC</td>
<tr>
<td>Konrad Hilbers</td>
<td>&nbsp;</td>
<td>CEO</td>
<td>&nbsp;</td>
<td>Napster, Inc.</td>
<tr>
<td>David House</td>
<td>&nbsp;</td>
<td>President, CEO, and Chairman</td>
<td>&nbsp;</td>
<td>Allegro Networks.</td>
<tr>
<td>John Jordan</td>
<td>&nbsp;</td>
<td>Principal</td>
<td>&nbsp;</td>
<td>Cap Gemini Ernst & Young</td>
<tr> 
<td>Raymond C. Kurzweil</td>
<td>&nbsp;</td>
<td>Author</td>
<td>&nbsp;</td>
<td>The Age of Spiritual Machines</td>
<tr> 
<td>David O. Leemon</td>
<td>&nbsp;</td>
<td>EVP and CSO</td>
<td>&nbsp;</td>
<td>Charles Schwab Corporation</td>
<tr> 
<td>Elias Levy</td>
<td>&nbsp;</td>
<td>Co-Founder and CTO</td>
<td>&nbsp;</td>
<td>Security Focus</td>
<tr> 
<td>Webb McKinney</td>
<td>&nbsp;</td>
<td>Business Customer Organization President</td>
<td>&nbsp;</td>
<td>and HP-Compaq Merger Integration Manager</td>
<td>&nbsp;</td>
<td>Hewlett-Packard Co.</td>
<tr> 
<td>Mike Micucci</td>
<td>&nbsp;</td>
<td>Vice President, Solutions Strategy</td>
<td>&nbsp;</td>
<td>Commerce One</td>
<tr> 
<td>Lars Nyberg</td>
<td>&nbsp;</td>
<td>Chairman and CEO</td>
<td>&nbsp;</td>
<td>NCR Corporation</td>
<tr> 
<td>Robert W. Shaner</td>
<td>&nbsp;</td>
<td>President, Wireless Operations</td>
<td>&nbsp;</td>
<td>Cingular Wireless</td>
<tr>
<td>Pradeep Sindhu</td>
<td>&nbsp;</td>
<td>Vice Chairman and CTO</td>
<td>&nbsp;</td>
<td>Juniper Networks, Inc.</td>
<td>&nbsp;</td>
<tr>
<td>Carl Yankowski</td>
<td>&nbsp;</td>
<td>CEO</td>
<td>&nbsp;</td>
<td>Palm, Inc.</td>
<td>&nbsp;</td>
<br />
<tr> 
<td colspan="5">Special Dinner Entertainment by Martin Short and ?The Second City? 
Comedy Improv Group<br /><br />

For a complete listing of speakers, full program details or to register
go to<br />
<a href="http://www.conferences.businessweek.com/2001/digital2001/?c=bwinsidernov16&n=link29&t=email"><b>http://www.conferences.businessweek.com/2001/digital2001</b></a><br />
</td>
</tr>
</table>
</div>
<br />


<!--END....KATHERINE....TABLE FOR CONFERENCE-->

<!--END....KATHERINE....TECHNOLOGY SECTION-->

<!--START....KATHERINE....SMALL BIZ SECTION-->


<IMG SRC="http://www.businessweek.com/common_images/bw_rule.gif" WIDTH="465" HEIGHT="3" BORDER="0"><br />
<font class="smalltextcaps">SMALL BUSINESS ONLINE</font> <br /><br /><A NAME="smallbiz"></a>
<font class="smalltext" color="#999966">11/19 -- FINANCE</font><br />
<font class="itext"> <A HREF="http://www.businessweek.com/magazine/content/01_47/b3758098.htm?c=bwinsidernov16&n=link31&t=email">
<B>Insurance: The Coverage Crunch</B></a></font> <br />
<font class="itext">Providers are spreading premium hikes far and wide. That could doom some small companies</font> <br /><br />

<font class="smalltext" color="#999966">11/12 -- SMART ANSWERS</font><br />
<font class="itext"> <A HREF="http://www.businessweek.com/smallbiz/content/nov2001/sb20011112_0590.htm?c=bwinsidernov16&n=link32&t=email"><B>Networking's Human Connection</B></a></font> <br />
<font class="itext">To build a list of business contacts, do the research, compose the pitches, 
make the lunch dates -- and then listen</font> <br /><br />

<font class="smalltext" color="#999966">11/5 -- VENTURE CAPITAL</font><br />
<font class="itext"> <A HREF="http://www.businessweek.com/smallbiz/content/nov2001/sb20011112_1130.htm?c=bwinsidernov16&n=link33&t=email"><B>VCs Remain in Low Gear</B></a></font> <br />
<font class="itext">Downturns usually mean opportunities, but depressed tech spending and a sluggish 
market are keeping venture capitalists on the sidelines</font> <br /><br />

<font class="smalltext" color="#999966">FORUMS</font><br />
<font class="itext"> <A HREF="http://www.businessweek.com/smallbiz/content/oct2001/sb20011012_810.htm?c=bwinsidernov16&n=link35&t=email"><B>Small Business Forum</B></a></font> <br />
<font class="itext">Join the discussion? A reader outlines how factoring your receivables
can be a great way to increase cash flow.  What do you think?  Check out
the Financing Your Business folder</font> <br /><br />


<!--END...KATHERINE....SMALL BIZ SECTION-->

<!--START....KATHERINE....BSCHOOL SECTION-->


<IMG SRC="http://www.businessweek.com/common_images/bw_rule.gif" WIDTH="465" HEIGHT="3" BORDER="0"><br />
<font class="smalltextcaps">B-SCHOOLS</font> <br /><br /><A NAME="bschool"></a>


<font class="smalltext" color="#999966">11/15 -- MBA JOURNALS</font><br />
<font class="itext"> <A HREF="http://www.businessweek.com/bschools/mbajournal/index.htm?c=bwinsidernov16&n=link37&t=email"><B>Learning in the Real World Classroom</B></a></font> <br />
<font class="itext">If you want to know what business school is like, whom better to ask than MBA students?</font> <br /><br />

<!--<font class="smalltext" color="#999966">11/15  -- B-SCHOOL NEWS</font><br />
<font class="itext"> <A HREF="http://bwnt.businessweek.com/calendar/index.asp?c=bwinsidernov16&n=link38&t=email"><B>B-School Calendar</B></a></font> <br />
<font class="itext">BusinessWeek Online's new tool will give you an idea of upcoming events at B-schools 
in the U.S. and around the world</font> <br /><br />-->

<font class="smalltext" color="#999966">CAREER MOVES</font><br />
<font class="itext"> <A HREF="http://www.businessweek.com/bschools/01/emba_rank.htm?c=bwinsidernov16&n=link39&t=email"><B>EMBA Profiles & Rankings</B></a></font> <br />
<font class="itext">BusinessWeek's first Executive MBA rankings in a decade grade 35
programs worldwide. The 2001 rankings are based on surveys of over 3,000
graduates of 82 B-schools, as well as a poll of EMBA directors at those
82 schools. Scan 161 profiles of EMBA programs to determine which is
right for you</font> <br /><br />

<font class="smalltext" color="#999966">B-SCHOOL CALENDAR</font><br />
BusinessWeek Online's <font class="itext"><A HREF="http://bwnt.businessweek.com/calendar/?c=bwinsidernov16&n=link40&t=email"><B>New Tool</B></a></font> will give you an idea of upcoming events
at B-schools in the U.S. and around the world</font> <br /><br />


<font class="smalltext" color="#999966">MBA JOURNALS</font><br />
<font class="itext"> <A HREF="http://www.businessweek.com/bschools/mbajournal/index.htm?c=bwinsidernov16&n=link41&t=email"><B>Preparing for B-School</B></a></font> <br />
<font class="itext">In this new series, 11 first-year students discuss the B-school
orientation process</font> <br /><br />

<font class="smalltext" color="#999966">B-SCHOOL FORUMS</font><br />
<font class="itext"> <A HREF="http://forums.businessweek.com/bw-bschools/start?c=bwinsidernov16&n=link42&t=email"><B>Join Today!</B></a></font> <br />
<font class="itext">Visit BW Online's interactive forums for wide-ranging discussions about
management education. Search through OVER 228,000 POSTS for topics that
interest you</font> <br /><br />


<!--END...KATHERINE....BSCHOOL SECTION-->

<!--START....KATHERINE....CAREER SECTION-->

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<font class="smalltextcaps">CAREERS</font> <br /><br /><A NAME="careers"></a>
<font class="smalltext" color="#999966">11/15 -- PAY & PERKS</font><br />
<font class="itext"> <A HREF="http://www.businessweek.com/magazine/content/01_47/b3758095.htm?c=bwinsidernov16&n=link44&t=email"><B>The CEO Gravy Train Just Got Derailed </B></a></font> <br />
<font class="itext">Sorry, chiefs--"pay for performance" is back in vogue</font> <br /><br />

<font class="smalltext" color="#999966">11/08 -- ASK CAREERS</font><br />
<font class="itext"> <A HREF="http://www.businessweek.com/careers/content/nov2001/ca2001118_3934.htm?c=bwinsidernov16&n=link45&t=email">
<B>The Gift of Tongues Keeps on Giving</B></a></font> <br />
<font class="itext">Fluency in a second language commands a premium on the job market. How one goes about acquiring it depends on what best suits the individual </font> <br /><br />  

<!--<font class="smalltext" color="#999966">9/28 -- LEADER'S EDGE</font><br />
<font class="itext"> <A HREF="http://www.businessweek.com/careers/content/sep2001/ca20010928_9565.htm?c=bwinsideroct5&n=link47&t=email">
<B>A New Level of Leadership</B></a></font> <br />
<font class="itext">In times of crisis, CEOs should be visible and in touch with employees.
They also need to have effective contingency plans in place</font> <br /><br />--> 

<font class="smalltext" color="#999966">ASK CAREERS</font><br />

Have a question about your career or workplace issues? 
E-mail us at: <a href="mailto:askcareers@businessweek.com?c=bwinsidernov16&n=link53&t=email"><b>askcareers@businessweek.com</b></a><br />

Please include your real name and phone number in case we need
more information. If we answer your question, only your initials 
and city will be printed.<br /><br />

<!--END....KATHERINE....CAREER SECTION-->


<!--START....SEARCH BUSINESSWEEK.COM SECTION....KATHERINE-->

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<font class="smalltextcaps">SEARCH BUSINESSWEEK.COM</font><br /><br />
<font class="itext">Search our <a href="http://www.businessweek.com/search/index.html?c=bwinsidernov16&n=link54&t=email"><b>ENTIRE SITE</b></a> for all free content, including Daily Briefing, BW e.biz, Small Business, and the Best B-Schools. You'll find our search function in the light-blue bar at the top of nearly every screen on the site<br /><br />

<!--END....SEARCH BUSINESSWEEK.COM SECTION....KATHERINE-->

		

<font class="itext">See you online,<br />
Joleen M. Colpa<br />
BW Online</font><br /><br />

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