Message
----- Original Message ----- 
From: John W. McCollum 
To: 'Mike & Courtney Grigsby' 
Sent: Saturday, November 24, 2001 12:23 AM
Subject: RE: plan


Sounds good.

I called the other day to find out what URL you use for the streaming Bloomberg TV screen you have at your desk. Can you e-mail it to me?
  -----Original Message-----
  From: Mike & Courtney Grigsby [mailto:mgrigsby@swbell.net] 
  Sent: Wednesday, November 21, 2001 4:56 PM
  To: john@heritagetrustokc.com
  Subject: Re: plan


  John,

  Thank you for the spreadsheet.  I will sit down and plug in my numbers after Thanksgiving.  Have a nice weekend.

  Talk to you soon.

  Mike Grigsby
    ----- Original Message ----- 
    From: John W. McCollum 
    To: MGrigsby@swbell.net 
    Sent: Monday, November 19, 2001 2:31 PM
    Subject: plan


    Mike - here is the spreadsheet I have used. You need to fill in the cells in yellow for starting values, the spreadsheet calculates the rest. You can also change the assumptions at the top (blue cells). Mortgage expenses are captured in line 33 but do not include taxes and insurance, just P&I. Make sure to include taxes and insurance in general annual expenses (line 47). 

    Just take a look and fill it in as well as you can and we can talk about any questions you have. 

    <<...>> 

    John W. McCollum 
    Heritage Trust Company 
    1900 Northwest Expressway, Suite 225 
    Oklahoma City, OK  73118 
    405/848-8899 
    405/848-8805 (fax)