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   November 21, 2001  QUOTE OF THE DAY "You don't decide need based on an arbitrary line. A line makes it easy for administration, but not for the people who have to suffer through the pain every day."  DON LEE, on the part of Chinatown that was designated for financial aid.    HolidayShopping Holiday Shopping Take advantage of special offers and discounts -- on gifts, travel and luxury items from NYTimes.com's premium advertisers -- with the Holiday Shopping E-Mail.  Sign up now .     NATIONAL In Utah, a Government Hater Sells a Germ-Warfare Book  A Nebraska entrepreneur has been selling copies of his self-published book which includes directions for making "mail-delivered" anthrax.   A Police Force Rebuffs F.B.I. on Querying Mideast Men  The Portland, Ore., police will not cooperate with the Federal Bureau of Investigation in its efforts to interview 5,000 young Middle Eastern   men because such questioning violates state law.   Boat Found, but 30 Cubans Are Missing  Coast Guard officials found a capsized speedboat that they believe was carrying 30 Cubans who were being smuggled to the United States.     MORE NATIONAL NEWS   Advertisement    Learn a Language in Your Car...or Anywhere - Special Offer!  Bravo! Formidable! Fantastico!  Introducing a multi-level language  instruction series at Audible called Learn in Your Car. This language  series is designed to help you learn another language...in a car or  anywhere. Choose from Spanish, French, German, Italian, Russian, or  Japanese. Listen for free now.   [IMAGE]   INTERNATIONAL U.S. Ready to Send Additional Troops to Hunt bin Laden  The United States is prepared to send additional ground forces to capture or kill Osama bin Laden if intelligence pinpoints his location, Pentagon officials said.   Direction of Global War on Terror Raises Unsettling Questions  The military campaign in Afghanistan has given the world a stark view of a new American doctrine to make war on the sources of terrorism.   An Investigation in Egypt Illustrates Al Qaeda's Web  Records from a 1999 Cairo trial show how the merger of Al Qaeda and Islamic Jihad vastly enhanced Osama bin Laden's reach and organizational ability.     MORE INTERNATIONAL NEWS    BUSINESS Enron's Growing Financial Crisis Raises Doubts About Merger Deal  Shares of Enron plunged 23 percent as expectations grew in the markets that Dynegy would either back out of its deal to rescue the company or seek to renegotiate terms of their merger.   Conoco Plays Security Card in Promoting Its Merger  The chairman of Conoco, Archie W. Dunham, has added a new rationale for his company's planned merger with Phillips Petroleum: energy security.   Microsoft Aims to Settle Suits by Equipping 12,500 Schools  Microsoft proposed giving some of the nation's poorest schools computers, software and training to settle more than 100 private class-action  antitrust suits.     MORE BUSINESS NEWS    TECHNOLOGY Microsoft Aims to Settle Suits by Equipping 12,500 Schools  Microsoft proposed giving some of the nation's poorest schools computers, software and training to settle more than 100 private class-action  antitrust suits.   Vacations as Early Education  Instead of M.I.T., Charles Herington, president of AOL Latin America, enrolled in Monterrey Tech in northern Mexico. And he's not sorry that things turned out the way they did.   Protesters Find the Web to Be a Powerful Tool  With opinion polls showing overwhelming support for President Bush, antiwar activists are relying heavily on the Internet to weave their fragmented constituents into a movement.     MORE TECHNOLOGY NEWS    POLITICS Putting Name to Bush Justice Dept.: Kennedy  President Bush reached out to the nation's most prominent Democratic political family in a ceremony to name the Justice Department headquarters in honor of Robert F. Kennedy.   Treffinger Enters 2002 Race for Torricelli's Senate Seat  The Essex County, N.J., executive, James W. Treffinger, announced in unusually low-key fashion that he was seeking the Republican nomination.   Federal Control Will Be Sought for Protection of Nuclear Plants  The federal government should assume  responsibility for protecting the country's nuclear power plants, a group of Democratic members of Congress from New York said.     MORE POLITICS NEWS    SPORTS In Any Language, Suzuki Is A.L.'s Best  Seattle's Ichiro Suzuki has a knack for making strong first impressions, and on Tuesday he became only the second rookie to win the Most Valuable Player award.   Yankees Begin Courting Giambi  The Yankees opened talks with Jason Giambi on Tuesday, the first day that the free-agent slugger could discuss specific offers from teams other than Oakland.   Rangers Give Roy the Chills  Patrick Roy, who was trying to tie the modern-era N.H.L. record for consecutive shutouts, four, was shelled for five goals in the Rangers' win over Colorado.     MORE SPORTS NEWS    ARTS Foundation Starts $50 Million Fund for Arts Groups Hurt by Terrorism  The Andrew W. Mellon Foundation is creating a fund for cultural institutions affected by  repercussions of the Sept. 11 attacks, as well as for parks where people congregated after the disaster.   A Friendship Tested as the Cold War Thaws  Tony Scott's new  movie, which tracks the 24  hours  before a maverick C.I.A.  agent retires, has the pointless,  thrilling kineticism of a sports car commercial.   'Monsters, Inc.' and 'Shrek' Are Likely Foes for New Oscar  The hottest race for an Academy Award  is in a newly created category: best animated feature.     MORE ARTS NEWS    NY REGION Inhalation Anthrax Is Diagnosed in Connecticut Woman, 94  A 94-year-old Connecticut woman appears to have contracted the inhaled form of anthrax, officials said. She was hospitalized in critical condition.   Toll From Attack at Trade Center Is Down Sharply  The official count of the dead and missing has fallen below 3,900  nearly 3,000 fewer than  the number officials originally feared had perished.   Terror Attacks Have Left Chinatown's Economy Battered  Chinatown is still reeling financially and is perhaps the hardest hit neighborhood outside the  red zone.     MORE NY REGION NEWS    OP-ED  Blessings and Bombings   By MAUREEN DOWD  President Bush definitely has a talent for   holding opposed ideas in his mind.   The 55-Cent Solution   By PAUL KRUGMAN  George W. Bush has backed off his personal   pledge to provide aid to a battered New York   City.   Help Iraqis Take Their Country Back   By KANAN MAKIYA  If the challenge represented by the attacks of Sept. 11 is going to be met, then overthrowing Saddam Hussein by reaching out to the people of Iraq is where it has to begin.     MORE OP-ED  NEWS    About This E-Mail You received these headlines because you requested The New York Times Direct e-mail service. To sign up for other newsletters, cancel delivery, change delivery options or your e-mail address, see http://www.nytimes.com/email .   Check or un-check the headlines you would like to receive or cancel and remember to go to the bottom of the page and click on "Save Selections."  Suggestions and feedback are welcome at feedback@nytimes.com .   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