Hey pops I guess you know that the NASDAQ is getting crushed - I think you 
should be OK but I think we should look at changing some of your holdings.  I 
looked and some of your funds haven't done so well this year especially Low 
Priced Stock.  Also, I am worried about earnings for many companies with 
energy prices so high and the prospect of very high prices this winter.  I 
don't know but it might be prudent to even move some money into cash or up 
your bond exposure.  I'll try to call you and talk about it later.  If I 
don't talk to you in the next couple of days remind me and maybe we can look 
at some options when you are here for the wedding.