Meredith please give Cheryl a copy of our external q&A draft.  
Cheryl -- it's a draft and the SEC lawyers have not fully vetted it.

 -----Original Message-----
From: 	Boots, Kelly H.  
Sent:	Monday, November 05, 2001 12:51 PM
To:	Koenig, Mark; Kean, Steven J.; Palmer, Mark A. (PR); Tilney, Elizabeth
Cc:	Bowen Jr., Raymond; Lipshutz, Cheryl; Heineman, Sarah; Wenz, Michelle
Subject:	Question and Answer Bank

In preparation for this Friday's Bank Meeting, we are in need of a comprehensive Question & Answer List for the Q & A session at the end of our presentation.  If you have such a list right now, could we use that as a basis for ours? Cheryl Lipshutz is spearheading our efforts.

The Bank Meeting is still scheduled for this Friday at the Hyatt, beginning at 8:00 a.m. and all of you are encouraged to attend.