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	  [IMAGE]  [IMAGE] What's New for Blue from American Express  [IMAGE] [IMAGE] November 2001  		
[IMAGE]	  Dear Phillip Love, [IMAGE]  American Express Cards  We send this e-mail approximately once a month to help you get the most out  of Blue from American ExpressSM.  If you do not wish to receive these e-mails, please refer to our Customer Service  information below. To keep up with Blue's latest offers, go to americanexpress.com/igotblue  right now. [IMAGE] Beat the Rush with Blue?Get a Head Start on Your Holiday Shopping TODAY!   What?s Up in this E-mail? [IMAGE]      ?  Enroll in Membership Rewards OptionsSM?Earn Rewards!    ?  Enjoy Savings This Holiday Season When You Transfer Balances!    ?  30% MEGASavings at Virgin Megastores with Blue!    ?  European Getaways & Free Gifts?Treat Yourself this Holiday Season!    ?  Add Someone to Your Blue Account!    ?  Call to Receive Your Year-End Summary!    ?  Receive and Pay Your Bill Online    [IMAGE]     Blue Opportunity   [IMAGE] logo Enroll in Membership Rewards Options?Earn Rewards! [IMAGE] Based on feedback from Cardmembers like you, we have upgraded the BlueLoot
 rewards program to Membership Rewards Options from American Express.  You will earn one point for virtually every dollar you charge with Blue from American Express.  Join today and you will enjoy a host of exciting advantages:    [IMAGE]    ?     Fee-free!     ?    More retail rewards choices    ?     Additional rewards categories, including hotel, car rental and airline rewards       ?     Points have no expiration dates      ?     Access to points online or in your monthly billing statement      ?     Points can be redeemed online or by phone    [IMAGE] Visit americanexpress.com/bluerewards  to start earning today!       [IMAGE] [IMAGE]  [IMAGE] logo  Enjoy Savings This Holiday Season When You Transfer Balances! [IMAGE] As a Blue from American Express Cardmember, we know how important it is for you to be in control of your finances.  There's no better way to be in control than by transferring your high-rate credit card balances to your Blue account. It's the smart way to save money. [IMAGE] See your special low rate on balance transfers.   [IMAGE] Take advantage of this offer before January 1, 2002 to get your special low rate on balance transfers.        [IMAGE] [IMAGE]  [IMAGE] logo  30% MEGASavings at Virgin Megastores with Blue! [IMAGE] From November 22 through December 26, 2001 your Smart Chip activates an automatic savings of 30% on virtually everything at Virgin Megastores.*  It's good on all CDs, DVDs, videos, books, magazines, clothing accessories?and even on electronics, like portable CD Players. Find holiday gifts for your family, friends, coworkers, and yourself. The only thing you need to bring is Blue! Click here for more details!   [IMAGE] No Virgin Megastore nearby? You can still get great music and $3 off on everything GetMusic.com offers.  Take advantage of these savings . [IMAGE] *Void where prohibited. Offer valid 11/22/01-12/26/01 at participating Virgin Megastores.  Cafe and gift card purchases are excluded from the 30% off offer. Purchases in excess of $5000 maximum limit are not eligible for 30% discount.       CoolBlueOffers   [IMAGE] logo European Getaways & Indulgent Gifts? Treat Yourself this Holiday Season! [IMAGE] Get 10% off every Virgin Atlantic vacation package purchased with Blue from American Express.  Virgin Altlantic offers incredible travel packages to  Britain and beyond at GREAT prices. Give yourself and that special someone a  trip of a lifetime this holiday season! Book your trip today .  [IMAGE] logoGet a free packette of Salt Rub? Smoothing Body Scrub from Origins. Just  purchase $50 or more with Blue from Origins.com and you'll receive your free  gift! Treat yourself today .  [IMAGE] Check out more great CoolBlueOffers  for this holiday season from merchants such Gap, Sharper Image, and Bluelight.com.       [IMAGE] [IMAGE]  [IMAGE] logo Add  Someone to Your  Blue Account! [IMAGE] One of the greatest privileges  of Blue is the ability to share it?with family members, friends,  or anyone you choose. Add someone to your account, with no annual  fee, and let them share the convenience, security, and benefits  of Blue. [IMAGE] Apply  now to add an Additional Card to your Blue account [IMAGE] Increase your earning power! Enroll your Blue and any Additional Cards into Membership Rewards Options and start earning points for every dollar anyone on your account spends. Just call 1-800-AXP-EARN today! [IMAGE] The Additional Cardmember  must be 18 or older, and must never have had a defaulted account  with American Express. Any account you have with American Express  must not be in default.        [IMAGE] [IMAGE]  [IMAGE] logo Call to Receive Your Year-End Summary! [IMAGE] The Blue from American Express Year-End Summary is an invaluable tool for keeping track of your yearly spending and for tax preparation and personal money management. Your charges are sorted into categories, such as Airline, Lodging, Restaurant and Retail Purchases. The summary also provides spending activity for each Additional Cardmember you may have on your account. [IMAGE] You must call the number on the back of your card by December 8, 2001 to receive the summary of your account activity by March 2002. Please be prepared to give your account number and mention code 008. If you have already enrolled last year, you will automatically receive the summary for this year.       [IMAGE] [IMAGE]  [IMAGE] logo Receive and Pay Your Bill Online! [IMAGE]  If you want a simple and efficient way to manage your Blue account, sign up to receive your Blue bill online.  You'll have access to your account information anytime, anywhere. We'll even send you an e-mail reminder each month when your statement is ready so you can view it right away, instead of waiting for it to arrive in the mail.   [IMAGE] And, paying your bill has never been easier. With this fee-free service, simply decide how much to withdraw from your enrolled checking account each month to pay your  Blue bill. It's safe, secure and ready whenever you are.    [IMAGE] Visit americanexpress.com/paperless  to sign up for Online-Only statements and Pay by Computer.  [IMAGE] Note: Please allow up to two days to have payments posted to your account. When you sign up for either Pay by Phone or Pay by Computer, you are automatically enrolled in the other. Only some Consumer Cards are eligible to receive the Online Statement.       Customer Service for Blue!  NEW!  Now you can change your billing address, change your e-mail address, request archived statements and more?all online with secure Customer Service  on the Web. You will be asked to log in to protect your privacy. If you are not registered, please click the "Register Now" button. [IMAGE] Forgot Your Password? Obtain a new password online . Please call Customer Service at 1-800-AXP-1234 if you have difficulty resetting your password online. If you forgot your User ID, please note that it cannot be changed online. If you want to change your User ID, please call Customer Service at 1-800-AXP-1234.     P.S. This e-mail was sent to PHILLIP.M.LOVE@ENRON.COM. If you received this e-mail at a different address, this e-mail message was forwarded. If you do not wish to receive future e-mail offers from American Express, please hit the reply button and let us know by typing the word ?REMOVE? and indicate this e-mail address in the subject line. Please visit the American Express Privacy statement  to set, review or change preferences regarding the type of e-mails you want to receive.    Copyright ? 2001 American Express Company. All rights reserved.  	[IMAGE]