Hello,

I am applying for the credit analyst position. See my resume below

Sincerely,
Monika Causholli



Monika Causholli
2240 North Boulevard #5205 
Houston, Texas 77098
                      (713) 807-1039
mcausholli@hotmail.com
EDUCATION 
BS in Financial Services/Business Administration, Oregon State University, Corvallis, Oregon
Overall GPA 3.91/4.00. Minor: Political Science/International Affairs.


WORK EXPERIENCE


                Financial Analyst/Researcher                Enron North America/Industrial Markets
                                                                                    Houston, TX 6/01- Present

?	Analyzed the financial condition of pulp and paper companies by carefully reading through their financial statements and drawing the conclusion of their financial health. Based on the results of the analysis, prepared company reports for the origination team.    
?	Supported the team of originators and traders by gathering data on the pulp market, preparing presentations, doing analysis on the prices and other market variables. Wrote a weekly newsletter with the most important information that included a market commentary. Built and completed the spreadsheets that contain all the market data for pulp. The spreadsheets helped the spot/financial traders to evaluate market conditions and make trading decisions. 



               Real Time Trader/Analyst                     Enron North America
                                                                                 Portland, Oregon 6/00-6/01        

?	Researched the variables that affect the hourly electricity market including temperatures, planned and forced outages of generating units, loads and CISO expost prices resulting in an informed opinion about that day's trading options.
?	Looked for opportunities to create value based on the research. Raised up to $100,000 a day by following the market closely, taking advantage of the arbitrage opportunities between the different markets, and making use of transmission available to send power to various points. 
?	Ran the El Paso Electric Utility during the off peak hours and weekends by matching the load (demand) with the supply and making the necessary decisions to run the system reliably by following the WSCC requirements on spin and nonspin requirements.


               Summer Intern                                       Enron Capital & Trade
              Analyst Program	                       Portland, Oregon 6/99-9/99

?	Researched and graphed the historical temperatures for the Pacific Northwest, the Desert Southwest, and Rocky mountain and tried to find the correlation between the temperatures and energy load (demand).
?	Co-designed the load-forecasting model for the Pacific Northwest, Desert Southwest and Rocky Mountains in a course of three months.
?	Compiled the daily information for the term and cash traders including the historical temperatures graphs for California, daily forecasted load, and gas prices. 


             Financial Analyst 		         Edicom sh.p.k. 
             Assistant		                       Tirana, Albania 6/98-9/98
		 	
?	Calculated revenues, expenses, interest payments and cash flows for over ten investment projects including apartment buildings and a business center.
?	Translated business letters including memos and proposals from Italian/Albanian to English. 


COMPUTER SKILLS
 Software: Proficient in MS Word, PowerPoint, and Excel 


FOREIGN LANGUAGES
Albanian    Native Fluency
Italian    Near-Native Fluency	 


MAIN STRENGTHS:  Good analytical skills, detail oriented, a hard-worker, ambitious, a fast-learner, good writing skills, enthusiastic.