--001nevereditthisline002
Content-transfer-encoding: 7bit
Content-type: text/plain; charset="US-ASCII"

-----------------------------------------------------------
This advertisement has been sent to you by TheStreet.com
because you are currently or within the last year have been
a subscriber (either free-trial or paid) to one of our web sites,
www.thestreet.com or www.realmoney.com. If you are not
a current or former subscriber, and you believe you received
this message in error, please forward this message to
members@thestreet.com, or call our customer service
department at 1-800-562-9571.  Please be assured that we
respect the privacy of you, our subscribers, and that we have
not disclosed your name or any other information about you
to the advertiser or any other third party.
-----------------------------------------------------------

Morgan Stanley Choice(SM) Account is the commission-free way to
invest with Morgan Stanley.

Now you can invest with a Morgan Stanley Financial Advisor, plus
be able to trade online, and have personal access to the world's
#1 research.*  All without ever paying a single commission - just
a fee based on the assets in your account.  The Morgan Stanley
Choice account.  One more way you're well connected.

Limited-time offer:  If you open a Morgan Stanley Choice(SM)
account before November 30, 2001, you can receive a comprehensive
Morgan Stanley Financial Outlook(SM) financial plan and a Morgan
Stanley debit Platinum MasterCard(R) card at no additional cost!

Want to stop paying commissions?  Move your money.  Visit
http://ad.doubleclick.net/clk;3420443;6475574;j?http://www.msdwadvice.com/choice
or call 1-8MORGAN-NOW and see if a Morgan Stanley Choice account
is right for you.

*Ranked #1 Global Research Team for 2000 by Institutional Investor
magazine, December 2000.

The Morgan Stanley Choice brokerage account is an alternative way
to pay for transactions.  Any investment advice is solely incidental
to Morgan Stanley's business as a broker-dealer.  Morgan Stanley
Choice is not for day trading or other extreme trading activity,
including excessive options trading or trading in mutual funds based
on market timing.  Morgan Stanley Choice carries a minimum $1,000
annual fee and closing fees may apply.  Morgan Stanley, Morgan Stanley
Choice, Morgan Stanley Financial Outlook and Well Connected are service
marks of Morgan Stanley Dean Witter & Co.  Services are offered through
Morgan Stanley DW Inc., member SIPC.  MasterCard is a registered
trademark of MasterCard International Inc. (C)2001 Morgan Stanley DW Inc.




-----------------------------------------------------------
This advertisement has been supplied by a third party and has
been sent to you by TheStreet.com for informational purposes
only.  We are not responsible for and have not independently
authenticated in whole or in part the accuracy of the information
provided in the advertisement.  No such information should be
relied upon without consulting the advertiser.  This advertisement
does not imply and endorsement by us.

TheStreet.com, Inc. is not registered as a securities broker-dealer
or an investment adviser either with the U.S. Securities and
Exchange Commission or with any state securities regulatory
authority.  No information on any of the Sites or dissemination of
advertising material is intended as securities brokerage,
investment, tax, accounting or legal advice by us, as an offer or
solicitation by us of an offer to sell or buy, or as an endorsement,
recommendation or sponsorship of any service, newsletter,
company, security, or fund.  We cannot and do not assess, verify
or guarantee the adequacy, accuracy or completeness of any
information, the suitability or profitability of any particular investment,
or the potential value of any investment or informational source.
You bear sole responsibility for your own investment research and
decisions, and should seek the advice of a qualified securities
professional before making any investment or purchase of
investment advice. Any sale or purchase of products or services,
or of securities or ownership interest that results from information
presented on the Sites or disseminated in advertising material will
be on a negotiated basis between the parties without any
additional participation by or remuneration to TheStreet.com, Inc.

If you would prefer not to receive these types of offers from us in
the future, please reply to thestreet@offers2.mail-thestreet.com
with REMOVE in the subject line.

To view our privacy policy, please click here:
http://www.thestreet.com/tsc/about/privacy.html
-----------------------------------------------------------

--001nevereditthisline002
Content-transfer-encoding: 7bit
Content-type: text/html; charset="US-ASCII"


<HR>
This advertisement has been sent to you by TheStreet.com
because you are currently or within the last year have been
a subscriber (either free-trial or paid) to one of our web sites,
www.thestreet.com or www.realmoney.com. If you are not
a current or former subscriber, and you believe you received
this message in error, please forward this message to
members@thestreet.com, or call our customer service
department at 1-800-562-9571.  Please be assured that we
respect the privacy of you, our subscribers, and that we have
not disclosed your name or any other information about you
to the advertiser or any other third party.
<HR><BR>


	<head>
		<meta http-equiv="content-type" content="text/html;charset=ISO-8859-1">
		<title>Limited-time offer from Morgan Stanley</title>
	</head>

	<body leftmargin="0" marginwidth="0" topmargin="0" marginheight="0" bgcolor="white" link="#1d60a2" text="black" alink="#8ba7cf" vlink="#a1a1a1">
		<table border="0" cellpadding="0" cellspacing="10" width="500">
			<tr height="330">
				<td height="330"><font face="Arial,Helvetica,Geneva,Swiss,SunSans-Regular" size="2" color="#1d60a2"><b>Morgan Stanley Choice<sup>sm</sup> Account is the commission-free way to invest with Morgan Stanley.<br>
						</b></font><br>
					<font face="Arial,Helvetica,Geneva,Swiss,SunSans-Regular" size="2">Now you can invest with a Morgan Stanley Financial Advisor, plus be able to trade online, and have personal access to the world&#146;s #1 research.*  All without ever paying a single commission &#150; just a fee based on the assets in your account.  The Morgan Stanley Choice account.  One more way you&#146;re well connected.<br>
						<br>
						<b>Limited-time offer:</b>  If you open a Morgan Stanley Choice<sup>SM</sup> account before November 30, 2001, you can receive a comprehensive Morgan Stanley Financial Outlook<sup>SM</sup> financial plan and a Morgan Stanley debit Platinum MasterCard&reg; card at no additional cost!<br>
						<br>
						Want to stop paying commissions? Move your money. Visit<a href="http://offer.wd10.com/cgi-bin/mail.dll?I014"> morganstanley.com/choice</a> or call 1-8MORGAN-NOW and see if a Morgan Stanley Choice account is right for you.<br>
					</font></td>
				<td width="120" height="330" valign="top" align="right"><a href="http://offer.wd10.com/cgi-bin/mail.dll?I014"><img src="http://secure.webconnect.net/images/morgan/emailChoice.gif" width="120" height="330" alt="xxxx" border="0"></a></td>
			</tr>
			<tr>
				<td colspan="2"><font face="Arial,Helvetica,Geneva,Swiss,SunSans-Regular" size="1">*Ranked #1 Global Research Team for 2000 by Institutional Investor magazine, December 2000.<br>
						<br>
						The Morgan Stanley Choice brokerage account is an alternative way to pay for transactions.  Any investment advice is solely incidental to Morgan Stanley&#146;s business as a broker-dealer.  Morgan Stanley Choice is not for day trading or other extreme trading activity, including excessive options trading or trading in mutual funds based on market timing.  Morgan Stanley Choice carries a minimum $1,000 annual fee and closing fees may apply.  Morgan Stanley, Morgan Stanley Choice, Morgan Stanley Financial Outlook and Well Connected are service marks of Morgan Stanley Dean Witter &amp; Co.  Services are offered through Morgan Stanley DW Inc., member SIPC.  MasterCard is a registered trademark of MasterCard International Inc. &copy;2001 Morgan Stanley DW Inc.<br>
						<br>
					</font></td>
			</tr>
		</table>
<BR><HR>
This advertisement has been supplied by a third party and has
been sent to you by TheStreet.com for informational purposes
only.  We are not responsible for and have not independently
authenticated in whole or in part the accuracy of the information
provided in the advertisement.  No such information should be
relied upon without consulting the advertiser.  This advertisement
does not imply and endorsement by us.

TheStreet.com, Inc. is not registered as a securities broker-dealer
or an investment adviser either with the U.S. Securities and
Exchange Commission or with any state securities regulatory
authority.  No information on any of the Sites or dissemination of
advertising material is intended as securities brokerage,
investment, tax, accounting or legal advice by us, as an offer or
solicitation by us of an offer to sell or buy, or as an endorsement,
recommendation or sponsorship of any service, newsletter,
company, security, or fund.  We cannot and do not assess, verify
or guarantee the adequacy, accuracy or completeness of any
information, the suitability or profitability of any particular investment,
or the potential value of any investment or informational source.
You bear sole responsibility for your own investment research and
decisions, and should seek the advice of a qualified securities
professional before making any investment or purchase of
investment advice. Any sale or purchase of products or services,
or of securities or ownership interest that results from information
presented on the Sites or disseminated in advertising material will
be on a negotiated basis between the parties without any
additional participation by or remuneration to TheStreet.com, Inc.<BR>
<BR>
If you would prefer not to receive these types of offers from us in
the future, please reply to thestreet@offers2.mail-thestreet.com with REMOVE in the
subject line.<BR>
<BR>
To view our privacy policy, please click here:
<a href="http://www.thestreet.com/tsc/about/privacy.html">http://www.thestreet.com/tsc/about/privacy.html</a>
<HR>

<BR><BR>

<IMG SRC="http://image.wd10.com/img.asp?A682161J1528" BORDER=0>
<IMG SRC="http://image.wd10.com/img.asp?B682161J1528" BORDER=0>

--001nevereditthisline002--