My crack at answers the questions for AHP.  Let's get this thing written
earlier
than latter.  Anyone willing to take a crack?  I am also sending the
spreadsheet
since I performed some simple calculations to help justify my responses.  My
work is highlighted in gray.



**********************************************
Mark D. Guinney, CFA
Consultant
Watson Wyatt Investment Consulting
345 California Street, Ste. 1400
San Francisco, CA  94104
(415) 733-4487 ph.
(415) 733-4190 fax


 - AHP.doc
 - Amerhome.xls