Charles Schwab & Co., Inc.
Email Alert

Mutual Fund Viewpoint(TM)
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Dear American Century Shareholder,

As a valued American Century shareholder, Charles Schwab invites
you to sample below the latest installment of Mutual Fund 
Viewpoint(TM), a new Schwab subscription email product that 
delivers timely information directly to you from participating 
fund companies. Mutual Fund Viewpoint presents such valuable 
content as portfolio manager commentary, sector and market 
commentary, and newsletters. In its ongoing efforts to better 
connect its Mutual Fund investors to the funds and fund 
companies in which they invest, Schwab invites you to subscribe
now:
http://q1.schwab.com/s/r?l=3774&m=100773c20ede900019537a

Schwab is pleased to provide the following information from 
American Century. 

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Saving for college is now easier than ever through the 529
College Savings Plan, brought to you by American Century and
Schwab. With the 529 College Savings Plan your investments
accumulate tax-free, withdrawals are tax-free for qualified
expenses and the account owner retains complete control over
the plan. Now is the time to start saving for a child,
grandchild or even yourself.

How much will college cost? 

This Interactive Calculator will help you to quickly estimate
the cost of a public or private education and how much you
should invest in a lump sum, annual or monthly investment to
reach your goal.

http://q1.schwab.com/s/r?l=3777&m=100773c20ede900019537a


How do I know which college savings plan is right for me? 

Our College Investing Options Comparison Chart will help you
compare the 529 College Savings Plan to other savings programs.

http://q1.schwab.com/s/r?l=3769&m=100773c20ede900019537a


Why should I invest in the 529 College Savings Plan?

The benefits of this college savings option allows tax-deferred
investing, experienced and professional investment management
through three investment tracks plus tax and estate planning
advantages:
  o You don't need a large investment to get started and
    there are no age or income requirements.
  o You have a choice of investment options depending on
    your goals.
  o Account owner retains control over the account
    distributions at all times.
  o Earnings on qualified withdrawals will be federal income
    tax free beginning in 2002 until 2010.
  o Student can attend any accredited post-secondary
    institution in the U.S.
  o You pay no federal gift tax on contributions up to
    $50,000 in a five-year period per student ($100,000 per
    couple). To qualify, you must file a gift tax return
    and no additional gifts can be made to that student
    during the five-year period.

http://q1.schwab.com/s/r?l=3767&m=100773c20ede900019537a

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The 529 College Savings Plan is available through Charles 
Schwab & Co., Inc., distributed by American Century Brokerage, 
Inc. and managed by American Century Investment Management, Inc.
under the name Learning Quest. The Plan was created under the
provisions of Section 529 of the Internal Revenue Code by the
Kansas State Legislature and is administered by Kansas State
Treasurer, Tim Shallenburger. Notice: Accounts established under
Learning Quest are domiciled at American Century and not at
Schwab. Accounts established under Learning Quest and their
earnings are neither insured nor guaranteed by the State of
Kansas, the Kansas State Treasurer, American Century or Charles
Schwab & Co., Inc.

For more complete information including charges and expenses,
please call Schwab's Mutual Fund OneSource(R) service for a
prospectus. Please read it carefully before investing or
sending money. Schwab is pleased to forward you this information
on behalf of the fund company.
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If you would prefer to receive only account service emails,
please reply to this email indicating your preference. Please
note: doing so will not remove you from any SchwabAlerts(R) or
email newsletters or information to which you have actively
subscribed.

For your protection, we are unable to accept instructions to 
change your email address sent in reply to this message. To 
update your address, please log in to your account using the 
link below. From there you will be able to update your email 
information securely.

http://q1.schwab.com/s/r?l=3773&m=100773c20ede900019537a

Notice: All email sent to or from the Charles Schwab corporate 
email system may be retained, monitored, and/or reviewed 
by Schwab personnel.

(c)2001 Charles Schwab & Co., Inc. All rights reserved.
Member SIPC/NYSE. (1201-11605)

Distribution by Quris, Inc.