I am sending this from my home computer.?  In response to Jim's email on 
Sunday, I have drafted the attached stipulation  outline and talking points 
to help focus the discussion on Monday morning.?  Please contact me at the 
office with comments or additional content as early as  possible on Monday. I 
hope to be in the office by 7:45 am.? Mike  Day
?
?
 - PX credit stipulation and talking points 6-25.doc