Charles Schwab

To Subscribe To Schwab's Mutual Fund Select List, Click Here 

Mutual Fund Select ListT -- Smarter Than Ever!

Now, you can subscribe to Schwab's Mutual Fund Select List and receive it 
directly by email!

 The Mutual Fund Select List* will arrive each quarter, listing historically 
high-performing funds available through Schwab, and selected by the Schwab 
Center for Investment Researchc based on objective, comparative factors. You 
can use this list as a tool to select funds that will help you build a smart 
and diversified portfolio.

To subscribe, log in to the new Email Alerts tab and select the Mutual Fund 
Select List. Look for your first-
quarter email issue to arrive in February 2001. 

Make The Most of Schwab's Mutual Fund Select List

 Receive a Web phone when you consolidate at Schwab.comBy consolidating your 
assets at Schwab, you can take
greater advantage of tools such as the Mutual Fund
Select List. For a limited time, transfer $50,000 or more
in additional assets and you'll receive:

? ? A web phone
? ? 10 commission-free PocketBrokerT trades
? ? when you use your new phone to place your trades
? ? A $120 credit towards one year of web service

You can use your web phone to visit a variety of web sites
as well as log in to Schwab.com to make trades and access your account.

Get started using your web phone here!

* The information provided on the Mutual Fund select List is for general 
purposes only and should not be considered an individualized recommendation 
or personalized investment advice. The securities listed may not be suitable 
for you. 

Terms and conditions of offer:

If you would prefer to receive only account service emails from Schwab, 
please reply to this email indicating your preference. Please note: doing so 
will not remove you from any SchwabAlerts or email newsletters to which you 
have actively subscribed.

We respect your privacy. Schwab will use the information you provide to send 
you Email Alerts, communicate with you and provide information about products 
and services. Read about Schwab's privacy policy at: 
http://www.schwab.com/privacy/ 

 Offer valid for existing Schwab customers who deposit $50,000 or more into 
their Schwab or SchwabOne* account(s) before 02/28/01. Offer does not include 
retirement accounts such as IRA, 401(k)s, SEP-IRA and Keogh or any other 
account designed with tax advantages for retirement purposes. In addition, 
Schwab Institutionalc, custodial, estate, partnership and business accounts 
do not qualify. Offer is not transferable and not valid in conjunction with 
any other Schwab offer.  If you work at Schwab, a wireless equipment or 
service provider, another financial institution, broker-dealer, news or 
financial information media company, you are also not eligible for this 
offer. Limit one per customer. Domestic U.S. customers only. Exceptions may 
apply. Schwab reserves the right to discontinue this offer or further 
restrict this offer at any time. Offer is valid until 2/15/01, unless 
terminated earlier by Schwab. Deposits must be new to Schwab, margin loans 
and deposits or transfers between Schwab accounts do not qualify.

Access to PocketBroker and the Internet requires subscription to a compatible 
wireless service from an independent service provider. Access is currently 
limited to plans available through AT&T, Sprint and Nextel. Carrier 
availability subject to change. Activation of wireless service is subject to 
acceptance and credit approval of the customer's selected wireless service 
provider. All activation charges and wireless service fees are the 
responsibility of the customer. Customer is also responsible for any taxes or 
other expenses associated  with taking advantage of this offer. For 
qualifying customers, a credit of $120 toward 12 months of wireless web fees 
charged by your chosen wireless service provider will be administered in your 
Schwab account within 60 days of ordering your web phone. You must order a 
web phone to receive this account credit. Wireless service for web phones is 
not available in all areas. Schwab may limit the choices of web phones to 
those phones that are available with wireless activation at an estimated 
average retail value of $120. Web phone upgrades may be  available from the 
suppliers of the web phones or the wireless service providers. Selection of 
web phones may also be limited due to market availability or compatibility 
requirements of the wireless service providers. Customers should expect to 
receive their web phones within 90 days of funding their accounts. Customers 
should expect to receive redemption instructions within four to six weeks of 
funding their accounts. Offer must be redeemed no later than 6/30/01.

Commission-free PocketBroker equity orders are restricted to equity orders up 
to 1,000 shares. Qualified PocketBroker equity orders must be executed by 
June 30, 2001 or will expire without notice. Maximum of $29.95 credit applied 
for each commissionable equity order of up to 1,000 shares. Account will be 
credited up to 60 days after execution of qualified equity order. Credit will 
not be reflected on order screen or subsequent confirmation after trade is 
made.

Use of the PocketBroker service is governed by Schwab's Electronic Services 
Agreement and the customer's account agreements with Schwab. In order to 
access PocketBroker through a web phone, customers must first activate 
Internet access to their accounts. Upon activation, Schwab customers will be 
able to send eligible equity orders to Schwab using their web phone.

Web phones are manufactured and supplied and wireless service is provided by 
independent third parties that are not affiliated with Schwab. Customers are 
subject to service levels, terms of service and privacy, security and usage 
policies of their wireless service provider. PocketBroker service, including 
quotes and news, may be delayed, limited or unavailable due to wireless 
coverage limitations, high demand during peak periods, market volatility, 
system upgrades, maintenance or for other reasons.

Third-party trade or service marks are the property of their respective 
owners.

The Schwab Center for Investment Research is a division of Charles Schwab & 
Co., Inc.

If you have questions about this email or other Schwab products, please reply 
to this email.?

Access to Electronic Services may be limited or unavailable during periods of 
peak demand, market volatility, systems upgrade, maintenance or other reasons.

Notice: All email sent to or from the Charles Schwab corporate email system 
may be retained, monitored and/or reviewed by Schwab personnel.

,2000 Charles Schwab & Co., Inc. All rights reserved. Member SIPC/NYSE 
(1100-10723) 


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