---------------------- Forwarded by Vince J Kaminski/HOU/ECT on 02/22/2001 
09:10 AM ---------------------------


Michael DeMott <michael.demott@NY.FRB.ORG>@PEACH.EASE.LSOFT.COM> on 
02/21/2001 12:49:18 PM
Please respond to michael.demott@NY.FRB.ORG
Sent by: Federal Reserve Bank of NY Research Publications              
<FRBNYRMAG1@PEACH.EASE.LSOFT.COM>
To: FRBNYRMAG1@PEACH.EASE.LSOFT.COM
cc:  
Subject: New FRBNY Research: 2/22


Dear FRBNY Research Reader: 

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