[IMAGE]	
  Dear Andrew:   Hello E*TRADE Member! As you know, E*TRADE has a wide range of cutting-edge tools and services designed to fit the needs of each individual investor.   With all of these resources at your fingertips, it's difficult to sort through all that's out there to determine which products, tools and services are best suited to meet your financial needs.    That's where we come in! If you'll take a brief moment to tell us about your investment interests, we'll use your feedback to deliver resources that are suited to meet your short and long-term financial goals - not to mention you'll receive a  complimentary copy of Microsoft
 Money 2001!2   Take our short survey today!     We thank you for your feedback and look forward to providing you with investment information designed to fit your financial needs.   E*TRADE the #1 place to invest online.1   Microsoft Money 2001 offer expires on June 5, 2001.      	
 1 E*TRADE ranked the #1 Internet  broker by the Lafferty Internet Ratings annual survey (9/00).   2  Offer excludes E*TRADE Associates, and non-U.S. residents. You will be eligible to receive Microsoft Money 2001 upon taking the E*TRADE survey. Your complimentary copy will be sent to you within 6 weeks of submitting the survey. E*TRADE reserves the right to terminate this offer at any time. One copy per customer. Offer expires June 5, 2001.      System response and account  access times may vary due to a variety of factors, including trading  volumes, market conditions, and system performance.   HOW TO UNSUBSCRIBE: You  received this e-mail because you registered on the E*TRADE Web site, or on  one of our partners' sites. If you do not want to receive partner e-mail  offers, or any E*TRADE marketing e-mail, you can change your preferences now.  You are subscribed at: alewis@ect.enron.com. E*TRADE takes your privacy seriously. To learn more about E*TRADE's use of  personal information, please read our Privacy Policy .   ?2001 E*TRADE Securities, Inc.  Member NASD/SIPC. All rights reserved. E*TRADE, the E*TRADE logo, E*TRADE  Account Express, MarketFlash and E*TRADE Bank are trademarks or registered  trademarks of E*TRADE Group, Inc., or its subsidiaries 	

[IMAGE][IMAGE]