Hi.

     The Market Risk Meeting has been scheduled for today at 12:30
     p.m. Houston Time.

     The dial in information is as follows:

     Dial In Number:  203-719-0070

     Freephone within the U.S.:  877-315-5218

     Pin Number:  910410

     Mercy, please reserve a conference room for those participants in
     Houston.

     Thanks.

     jm


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