Guys, good job with the California issues - we didn't get everything but we 
managed the position in a very effective manner.

Jim, given our view to support the growth of the ISO structures as a 
necessary evil and given the socio-political leaning of these entities, 
should we be more actively or aggressively supporting or nominating directors 
on these boards?

Jim/Rick, we need a full court press on this NEPool ICAP issue - Allegretti 
is putting plan in place.

Regards
Delainey