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Schwab e.Bulletin -- March 2001

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In this issue:
1. Daily Market Recap
2. February Market Summary
3. History Lesson: Bungee Jumping, Market Cycles and More
4. How to Weather Today's Volatile Markets:Don't Panic,Diversify
5. The Coming Tax Cuts
6. Order Conditions: How They Can Affect Your Trade
7. Tax Refund On the Way? Use Our Direct Deposit
8. Deadline Approaching: Open an IRA Today!
9. Announcing the Analyst Recommendations Screener!
10. Transferring Accounts Into Schwab? It's Gotten Even Easier
11. How to Find a Schwab Branch
12. Online Help with How Do I...?
13. Finding the Help You Need: Schwab AdvisorSource(TM) Online
14. The Proactive Investor's Calendar

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Online Convenience

Transfer money between Schwab and other financial institutions.

Go to:
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Test your trading knowledge. Take this quick quiz!

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Want help evaluating stocks?

Learn how to:
* Research company data
* Evaluate management effectiveness
* Review projected growth
* Analyze company valuation
* Compare against competition

Check out the Learning Center's new online course Analyzing a
Stock. And start learning now!

Go to:
http://schwab.ed10.net/ud/IFYP/BP7/GTM/KI/LJR34

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1. Daily Market Recap
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Read about what happened in the market today* in the Daily
Market Recap.

Go to:
http://schwab.ed10.net/ud/IFYP/FTX/GTM/FW/LJR34

* The content on this page is updated daily, after the
market close. Therefore, no matter when you are reading your
e.Bulletin, the Daily Market Recap should be current. Save
this e.Bulletin and get a new market recap at the end of each
business day.


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2. February Market Summary
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Read about what happened in the market last month in the
February Market Summary.

Go to:
http://schwab.ed10.net/ud/IFYP/TMU/GTM/T3/LJR34


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3. History Lesson: Bungee Jumping, Market Cycles and More
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Has today's bungee-jumping market left your stomach in your
throat? While living through volatile markets can be gut-
wrenching, seasoned investors know that markets go up and
markets go down. Here's how smart investors tackle market
cycles.

Read the full article:
http://schwab.ed10.net/ud/IFYP/OVF/GTM/OS/LJR34


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4. How to Weather Today's Volatile Markets:Don't Panic,Diversify
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Here's how and why a diversified asset-allocation strategy can
limit your risk and boost your returns.

Read the full article:
http://schwab.ed10.net/ud/IFYP/U5T/GTM/GX/LJR34


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5. The Coming Tax Cuts
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With ever increasing surplus projections and the approval of Fed
Chief Alan Greenspan, a federal tax cut appears to be on the way
- the only questions are when and how big.

Read the full article:
http://schwab.ed10.net/ud/IFYP/1IC/GTM/1G/LJR34


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6. Order Conditions: How They Can Affect Your Trade
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Fill-or-kill? Good-til-cancelled? Huh? Understanding trade order
condition options can help you to possibly influence the time
and execution of your trades.

Read the full article:
http://schwab.ed10.net/ud/IFYP/8F4/GTM/82/LJR34


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7. Tax Refund On the Way? Use Our Direct Deposit
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Put your tax refund to work faster using Schwab's direct deposit
service. It's a convenient, secure way to save those refund
dollars. No trip to the bank, no check to mail, and no lag time
when your money isn't earning interest.

Simply complete the Refund section of your IRS tax return as
follows:

* Routing number: 071000013

* Account Type:         Checking

* Account Number: 593853800
plus your 8 digit Schwab account number

Your refund will be automatically deposited into the Schwab,
Schwab One(R), or Schwab Access(TM) account you designate. (If
you direct your refund to an IRA account, make sure that the
deposited funds stay within your annual contribution limit).


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8. Deadline Approaching: Open an IRA Today!
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The deadline for opening and funding an IRA for tax year 2000 is
April 16, 2001. Don't miss out on this opportunity for tax
advantaged savings!

You can go to schwab.com to open an IRA today. With an IRA, you
can invest for your retirement on a tax-deferred basis through
mutual funds, stocks, bonds or money market funds.

Go to:
http://schwab.ed10.net/ud/IFYP/A3K/GTM/JY/LJR34


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9. Announcing the Analyst Recommendations Screener!
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The Analyst Recommendations Screener is a new way to screen for
attractive stocks by applying the opinions of Wall Street
analysts. Click on the following link to try this exciting tool!

Go to:
http://schwab.ed10.net/ud/IFYP/ELQ/GTM/ZH/LJR34


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10. Transferring Accounts Into Schwab? It's Gotten Even Easier
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We've simplified the process of transferring assets from another
financial institution into an existing Schwab account. Whether
you are transferring specific assets or an entire account, you
can get underway and save valuable time by using the Account
Transfer form on schwab.com.

By starting the transfer online, you save time because your
Schwab account information is automatically filled in for you.
You don't need to wait for an application in the mail, either
from Schwab or from the other institution. Follow the simple
instructions, print, sign and mail the form to us(we still need
to get your signature on a hard copy) and we'll do the rest.

Log-in now and see how easy it is to transfer your account:
http://schwab.ed10.net/ud/IFYP/6JW/GTM/6C/LJR34

Some mutual funds cannot be transferred into a Schwab account,
so check first with your existing mutual fund account before
starting the transfer.


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11. How to Find a Schwab Branch
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Sometimes you need to find a Schwab branch in an unfamiliar
place - perhaps during a business trip or while vacationing. Now
there's help from a new online tool at schwab.com. The branch
locator allows you to search for the nearest branch by entering
a street address, city and state, or zip code. The results
include the closest branches along with zoomable maps and
step-by-step driving directions. To find the nearest branch to
you, click here:

http://schwab.ed10.net/ud/IFYP/2EM/GTM/28/LJR34


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12. Online Help with How Do I...?
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This easy help page gives you how-to instructions on topics
such as placing trades, monitoring your investments and
researching and picking a stock. To use this new resource, log
on to your account, click the Service tab and then the How Do
I...? sub-tab.


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13. Finding the Help You Need: Schwab AdvisorSource(TM) Online
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As your investment needs become more complex, you may decide
the time is right to seek customized advice.  That's why
we've introduced the AdvisorSource online referral channel on
schwab.com. It provides you with a direct channel for selecting
an investment manager, financial planner or CPA who best meets
your needs, investment style and financial goals.  Get your
Schwab AdvisorSource referral today:

Get Your Schwab AdvisorSource Referral Today, Go to:
http://schwab.ed10.net/ud/IFYP/XX2/GTM/XL/LJR34


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14. The Proactive Investor's Calendar
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Check out our calendar of upcoming events, key economic
indicators and things to be thinking about for the month ahead.

To see the calendar, go to:
http://schwab.ed10.net/ud/IFYP/WW2/GTM/W1/LJR34

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(c)2001 Charles Schwab & Co., Inc. All rights reserved.
Member SIPC/NYSE. (0301-12777)

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