Stan,

> We  wanted to take this time to wish you and your family a very happy
> Thanksgiving holiday.
> We  hope you will be able to take some time this week to relax and enjoy
> time with family
> and friends. We  have enjoyed having the opportunity to maintain an
> ongoing dialogue with you
> over the past year and sincerely hope we can continue to do so in the
> future.
>
> Best wishes,
>
> David J. Swearingen 			  	William L. Swearingen
> Credit  First 			 		Credit  First
> Suisse Boston					Suisse Boston
>
> 2200 Ross Ave.  Suite 2900
> Dallas  Tx  75201
> 214.979.5821
> 800.255.9260
> david.swearingen@CSFB.com
>

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