We have received the executed ISDA Master Agreement (Multicurrency-Cross 
Border) effective as of 06/29/99.  Copies will be distributed.

IMPORTANT:  All confirmations for this counterparty must contain the 
following representation:

"Each party represents that it is in compliance with the terms, conditions 
and limitations set forth in the board resolutions or other guidelines that 
are applicable to such party's execution and performance of this 
Transaction."