----- Forwarded by Richard B Sanders/HOU/ECT on 04/23/2001 02:34 PM -----

	Richard B Sanders
	Sent by: Twanda Sweet
	04/23/2001 09:07 AM
		 
		 To: Mark E Haedicke/HOU/ECT
		 cc: 
		 Subject: California Exposure Memo

Attached is a memo re California Exposure.