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Vasant

---------------------- Forwarded by Vasant Shanbhogue/HOU/ECT on 10/10/2000 
11:58 AM ---------------------------


Vasant Shanbhogue
10/02/2000 02:04 PM
To: Vince J Kaminski/HOU/ECT@ECT
cc:  
Subject: review of paper by Titman, et al