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[IMAGE]	     At the End of the Day Today's Market      DJIA 9712.27 DOWN -211.88 Nasdaq 1944.44 DOWN -56.47 S?500 1127.57 DOWN -18.62 Rus 2000 476.42 DOWN -8.58 10 Yr Bd 4.85 UP .01 DJTA 2636.34 DOWN -49.74 FTSE 100 5127.60 DOWN -38.40 H. Seng 10964.10 DOWN -49.50 Nik. 225 10177.50 DOWN -30.50 DAX 4996.18 DOWN -65.86 Today's Sectors     Basic Materials -2.75 %    Utilities -1.85 %    Communication -2.61 %   Consumer Staples -1.51 %  Capital Goods -2.98 %  Energy -2.44 %    Financial -2.11 %  Consumer Cyclicals -1.82 %   Health Care -0.65 %   Technology -2.94 %   Transport -1.19 %   (Mouse over for detail, click to launch Map of the Market) January 16, 2002  The Closing Bell The Profit Boom Will Have to Wait  By Igor Greenwald The Nasdaq gave up its gains for 2002 gains as conservative guidance from Intel disappointed a sagging market. J.P. Morgan Chase piled on with big write-offs. Daily Briefing  Stocks to Watch   Today's Top Stories [IMAGE] [IMAGE] Ahead of the Curve Risky Business[IMAGE]  By Donald Luskin Intel is pulling in its horns, and so are investors. Since risk-taking is what creates growth, that puts the economy, and the market, in a bind. [IMAGE] Stock Watch Books Are Back  By Monica Rivituso Barnes and Noble and Borders posted strong sales in December. Can they keep their book drive alive?  [IMAGE] Ask SmartMoney When 401(k) Contributions Go MIA  By June Kim My employer has stopped making my 401(k) contributions on a regular basis. What can I do?  More Articles    Advertisement [IMAGE]   Mutual Fund News [IMAGE] Week in Funds Trepidation at Home and Abroad  By June Kim Most U.S. and foreign stock funds fell this week ? but bond funds were another story.  More Articles    Advertisement [IMAGE]  Attend the Online Trading Expo, the largest convention for online investors and traders in New York City on February 17-19, 2002. Register for your free exhibit hall pass and receive over 30 hours of FREE training and education. Compare and evaluate hundreds of trading tools and services at the largest gathering of electronic traders worldwide. Register today at: http://www.onlinetradingexpo.com/regsmartmoney.htm  and receive 15 free online audio interviews with top traders  Breaking News Yahoo Revenues Plunge  Lawmakers Grill Fired Andersen Partner  Compaq Keeps Promise, Avoids Red Ink  Apple Meets Estimates  Intel Names Otellini Chief Operating Officer  Bad Loans Rattle J.P. Morgan  Fed's Beige Book: Economy Remains Weak  Argentina Hurts GM's Bottom Line  Asbestos Worries Batter Shares of 3M  Walter Hewlett Crusades Against Compaq Deal  Steep Airline Losses Milder Than Expected  Martha Stewart Stands Behind Kmart for Now  Complete News Coverage     Advertisement Free ADT Home Security System Are you leaving your home unprotected?  Get your FREE home security system and FREE installation from ADT Authorized Dealers.  Sign up online to get one month of monitoring at no extra charge.  Click below for details: http://quinst.com/clk/bazhengniefapu   Insurance Center  Shop for competitive insurance rates on life, home, auto, disability and more.  Get multiple quotes and buy from the company of your choice -- on your own terms. Insurance Quotes   SmartMoney MagazineStart-Off The New Year With A Great Little Investment That Could Pay Off Big!  For a limited time you can subscribe to SmartMoney Magazine at a new lower price and receive SmartMoney's Preferred Subscriber Advantages. Don't miss this opportunity to make a small investment in the magazine whose top stock picks in the previous decade exceeded the S&P by remarkable margins.* And this special offer entitles you to higher new savings: $48 or 69% off the newsstand rate! Plus, all the advantages of being a Preferred Subscriber. But it won't last long, click now for details . * As of Aug 2001.             [IMAGE]  If you have any questions or problems, please email us at: helplist@smartmoneylist.com               You have received this email because you have opted-in to receive information from SmartMoney.com. To unsubscribe from this mailing please follow this link . To change your preferences, visit our site at http://www.smartmoney.com/mailinglist .  If you're having difficulties viewing this newsletter, you should change your preferences to "Text" at the above URL.                  	[IMAGE]	[IMAGE]	   [IMAGE] Win a Palm? m125 handheld!  Sign up for a free trial of SmartMoney Select and be entered to win a handheld from Palm?.  Click here for more details!     [IMAGE]  [IMAGE]    [IMAGE] Ten Things Your Financial Planner Won't Tell You  There are 650,000 self-proclaimed financial planners out there, including some who plan to rip you off. Here are some  hazards to avoid. .    [IMAGE] 	
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