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[IMAGE]	     At the End of the Day Today's Market      DJIA 9976.46 UP 109.47 Nasdaq 1934.42 UP 35.84 S?500 1151.06 UP 12.41 Rus 2000 457.71 UP 6.40 10 Yr Bd 4.81 DOWN -.04 DJTA 2532.52 UP 35.15 FTSE 100 5338.00 UP 47.00 H. Seng 11360.20 UP 72.90 Nik. 225 10727.90 UP 78.90 DAX 5185.10 UP 122.46 Today's Sectors     Basic Materials 3.07 %    Utilities -0.84 %    Communication 0.73 %   Consumer Staples -0.29 %  Capital Goods 1.22 %  Energy -0.59 %    Financial 1.54 %  Consumer Cyclicals 1.96 %   Health Care 0.52 %   Technology 1.51 %   Transport 0.92 %   (Mouse over for detail, click to launch Map of the Market) November 19, 2001  The Closing Bell Like bin Laden, Stock Bears Running Out of Caves  By Igor Greenwald The new aviation-security law lifted airlines while the intensifying hunt for the terrorist leader emboldened the broader market. The merger of Phillips and Conoco won applause. Daily Briefing  Stocks to Watch   Today's Top Stories [IMAGE] [IMAGE] Tradecraft The High Life[IMAGE]  [IMAGE] By Jonathan Hoenig [IMAGE] Most investors focus on the upside when making trades. But the pros know it's the downers that count.  [IMAGE] The Week Ahead Reasons to Give Thanks  [IMAGE] By Igor Greenwald [IMAGE] Investors sure haven't needed much to put them in a buying mood lately. Herewith, some of the straws we've been grasping. [IMAGE] Ask SmartMoney Converting Lemons Into Lemonade  By June Kim The funds in my IRA are down anywhere between 20% and 68%.  Should I convert the biggest losers to a Roth?  More Articles    Advertisement  IBM e-business infrastructure: built for finance Streaming data and multiple requests demanding immediate attention - an IBM eServer pSeries solution for e-business infrastructure can meet the needs of the toughest financial environment. Available, reliable - and now at savings up to $33,000. Get details, and better understand the advantages of e-business infrastructure with a complimentary report on IT security: Click Here   Today's Features [IMAGE] Ask SmartMoney Fighting the Card Companies  By June Kim My credit-card company asked me to sign an arbitration provision. Should I do it? [IMAGE] Today's Topic Going Abroad  Don't put all your eggs in one basket.  Diversify with an international mutual fund.    More Articles    Advertisement [IMAGE] Save on Auto Insurance. It's easy to save up to $250 on quality Auto Insurance from The Hartford. Click here  for a free online quote or to find a local Hartford agent.   Breaking News Investors Applaud Phillips-Conoco Deal  Bush Signs Aviation-Security Bill  Lowe's Profits Soar  Housing Starts Stumble  Alcoa to Slash Work Force  Toys 'R' Us Affirms Outlook  StarMedia to Restate Results  Pharmacia's Bextra Wins FDA OK  Xerox CEO 'Cautiously Optimistic' on Q4 Profit  Global Crossing to Sell IPC  Right Start Snaps Up FAO Schwarz  'Harry Potter' Shatters Box-Office Records  Complete News Coverage     Insurance Center  The one place where you can get multiple insurance quotes and apply directly for a loan.  Your source for the best quotes on auto, health and disability, home owners and life insurance, and annuities. Insurance Quotes   Special Investment Offer How much would it cost you to receive unbiased, rigorously investigated financial information every month from the best financial journalists in the business? Well, the editors of Wall Street Journal are waiting to send you their magazine of personal business, SmartMoney for a mere $1.25 a month.  Filled with insights and tips aimed at improving your bottom line, it could be the one financial investment you can't afford to miss. For details, visit here now:  Subscribe to SmartMoney              [IMAGE]  If you have any questions or problems, please email us at: helplist@smartmoneylist.com               You have received this email because you have opted-in to receive information from SmartMoney.com. To unsubscribe from this mailing please follow this link . To change your preferences, visit our site at http://www.smartmoney.com/mailinglist .  If you're having difficulties viewing this newsletter, you should change your preferences to "Text" at the above URL.                  	[IMAGE]	[IMAGE]	   [IMAGE] Know Your Worth  Try our  real-time Portfolio Tracker  and get immediate updates on the value of your holdings. Of the many great new tools on SmartMoney Select, this one is a must-have.  Sign up today for a free two-week trial!     [IMAGE]  [IMAGE]    [IMAGE] Deep in Debt?  The creditors are calling. The bills are mounting. The panic is swelling. Here's how to get yourself back on track. Visit the SmartMoney Debt Center.      [IMAGE] 	
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