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[IMAGE]	     At the End of the Day Today's Market      DJIA 9865.75 UP 25.67 Nasdaq 1943.91 UP 6.21 S?500 1133.06 DOWN -.22 Rus 2000 481.28 UP 1.93 10 Yr Bd 5.08 ? 0.00 DJTA 2804.84 UP 24.92 FTSE 100 5223.60 UP 30.60 H. Seng 10767.50 DOWN -5.50 Nik. 225 10220.80 UP 76.70 DAX 5159.02 UP 2.39 Today's Sectors     Basic Materials -0.06 %    Utilities -0.77 %    Communication 0.37 %   Consumer Staples 0.21 %  Capital Goods -0.36 %  Energy -0.36 %    Financial -0.67 %  Consumer Cyclicals 0.97 %   Health Care -0.5 %   Technology 0.61 %   Transport 0.45 %   (Mouse over for detail, click to launch Map of the Market) January 28, 2002  The Closing Bell Stocks Not Getting Extra Credit  By Igor Greenwald An earnings miss by Amex and another telecom bankruptcy added to the financial sector's woes, largely offsetting resilient sales of homes and autos. Daily Briefing  Stocks to Watch   Today's Top Stories [IMAGE] [IMAGE] Tradecraft Enron and Triumph of Free Markets[IMAGE]  [IMAGE] By Jonathan Hoenig [IMAGE] Trust the press and the politicians to come to exactly the wrong conclusions about this debacle.  [IMAGE] The Data Mine Cash on the Hoof  By Cintra Scott Want to buy more profitability for less? We serve up a dozen stocks that look cheap based on their underlying free cash flow. [IMAGE] On the Street How Not to Invest in the Next Enron  By Matthew Goldstein Much of the truth about Enron was hiding in plain sight. Financial statements give telltale signs of trouble ? if you know what to look for.   More Articles    Advertisement [IMAGE]  BIG EVENT In YOUR Living Room! Featuring LIFE sized action in EPIC proportions. The closest thing to actually being there!  ENTER HERE  TO WIN:50" HDTV PLASMA FLAT SCREEN TELEVISION - $15,999 USD value!  --  Lightweight, Ultra-Thin Design --  160o Wide Viewing Angle --  16.77 Million Colors or XEROX PHASER(R) 860 NETWORK COLOR PRINTER  Mutual Fund News [IMAGE] Week in Funds Dancing on the Edge  By Dawn Smith A more positive Fed chairman pulled the market to its feet this week, helping most stock funds trim their losses. [IMAGE] Fund FAQs A Cooler Head (Usually) Prevails  By June Kim I'm considering replacing my poor-performing Janus Mercury fund with another in its category. Which one should I pick?    More Articles    Advertisement Haven't refinanced yet?  Take advantage of the lowest mortgage rates in years.  Save big with IndyMac Bank, the #1 rated mortgage website by Gomez.com the last 4 quarters.  IndyMac Bank guarantees to beat, not meet, any mortgage by $300.  Click below for a free quote: http://quinst.com/clk/ausachenzurtzworiensper   Breaking News Travel Slump Hurts American Express  Global Crossing Files Bankruptcy  Xerox Beats the Street  Toys 'R' Us to Cut 1,900 Jobs  Gateway Slashes Prices  Expedia Blows Away Forecasts  New-Home Sales Rebound  GE's Immelt: Economic Recovery Likely in 2003  Micron, Hynix Talks Stall Over Price  Jenny Craig Agrees to Be Acquired for $115 Million  Ken Lay's Wife: We're Broke  Complete News Coverage     Insurance Center  Shop for competitive insurance rates on life, home, auto, disability and more.  Get multiple quotes and buy from the company of your choice -- on your own terms. Insurance Quotes   SmartMoney MagazineStart-Off The New Year With A Great Little Investment That Could Pay Off Big!  For a limited time you can subscribe to SmartMoney Magazine at a new lower price and receive SmartMoney's Preferred Subscriber Advantages. Don't miss this opportunity to make a small investment in the magazine whose top stock picks in the previous decade exceeded the S&P by remarkable margins.* And this special offer entitles you to higher new savings: $48 or 69% off the newsstand rate! Plus, all the advantages of being a Preferred Subscriber. But it won't last long, click now for details . * As of Aug 2001.             [IMAGE]  If you have any questions or problems, please email us at: helplist@smartmoneylist.com               You have received this email because you have opted-in to receive information from SmartMoney.com. To unsubscribe from this mailing please follow this link . To change your preferences, visit our site at http://www.smartmoney.com/mailinglist .  If you're having difficulties viewing this newsletter, you should change your preferences to "Text" at the above URL.                  	[IMAGE]	[IMAGE]	   [IMAGE] Select the Best  SmartMoney Select's Stock Screener  lets you pick winners using the proven formulas of our weekly stock screen, or fashion your own strategy with the help of the powerful stock screener. Subscribe today for a free two-week trial!     [IMAGE]  [IMAGE]    [IMAGE] Here Comes Your New Health Plan  With medical costs skyrocketing, you're likely to be offered a newfangled form of health insurance. But is it a raw deal?  Full Article .    [IMAGE] 	
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[IMAGE]	  Smartmoney.com Daily Views SmartMoney.com ?2002 SmartMoney. SmartMoney is a joint publishing venture of Dow Jones & Company, Inc. and Hearst Communications, Inc.  	[IMAGE]	[IMAGE]	[IMAGE]