For Customers Only:
An End of Year Special Offer from E*TRADE(R)(1)
THREE TRADES FOR THE PRICE OF TWO!

The end of the year may bring a lot of investment opportunities.  To
show our appreciation for your business, E*TRADE wants to help you
take advantage of them.  Just place three stock trade orders that
execute between 6:30 a.m. PST on December 26, 2000, and 1 p.m. PST on
December 29, 2000, and we'll credit your account for the commission
price of the most expensive trade (up to $19.95). That's it!

Warm Wishes,
The E*TRADE Team

P.S.  Remember, this is a limited-time offer.

______________________________________________________________________
(1) Offer not valid for E*TRADE Bank, IRAs, retirement, business,
custodial or club accounts. Excludes non-U.S. residents. Account will
be credited, up to $19.95, within eight weeks. Limit one bonus trading
commission per type of account. E*TRADE associates are not eligible.
E*TRADE does not offer or provide any investment advice or opinion
regarding the nature, potential, value, suitability, or profitability
of any particular security or investment strategy.

System response and account access times may vary due to a variety of
factors, including trading volumes, market conditions, system
performance, and other factors.

Copyright 2000 E*TRADE Securities, Inc. Member NASD/SIPC. All rights
reserved. E*TRADE, the E*TRADE logo, E*TRADE Bank, etrade.com, and
"the #1 place to invest online" are trademarks or registered
trademarks of E*TRADE Group, Inc., or its subsidiaries.

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