Introducing Schwab DirectDetail(TM)
Mutual Fund Information Directly from the Source.
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Now you can get up-to-date news and performance information 
directly from American Century with the new DirectDetail service 
at schwab.com. 

http://schwab.ed10.net/ud/8KAI/18PC/GKAI/1G/NRKRP 

-  Read the most recent information straight from the source.  At 
DirectDetail* you'll find news about important fund developments 
and access timely commentaries from your American Century portfolio 
managers. 

-  Make more informed investment decisions.  Go beyond numbers 
and ratings.  Get details on top 10 holdings in your 
American Century fund, review your fund's risk analysis or explore 
your fund manager's background, for example. 

-  Conduct comprehensive research more easily.  Access in-depth 
research on American Century by using Schwab DirectDetail in 
combination with Morningstar data already on schwab.com -- both 
in one convenient location. 

Put the extensive information at DirectDetail to work for your 
portfolio today. 

http://schwab.ed10.net/ud/8KAI/40LZ/GKAI/4O/NRKRP


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* DirectDetail information may not be available currently for 
every American Century fund.  Please check back regularly for 
updates.

Prospectuses containing more complete information, 
including management fees, charges and expenses, are 
available from Schwab by visiting our website or calling 
1-800-435-4000.  Please read the prospectus carefully before 
investing or sending money. 

Charles Schwab & Co., Inc. receives remuneration from fund 
companies for record keeping, shareholder and other 
administrative services for shares purchased through 
its Mutual Fund OneSource(R) service.


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