Dear J Farmer,
Now you can enjoy a special low promotional rate when you transfer 
other credit card balances to your Citi
 Card at 
balancetransfer.accountonline.com. Consolidate Balances and Save 
Consolidating credit helps you reduce finance charges and interest to 
a minimum - and you have to pay only one bill each month! The more 
balances you transfer, the more you can save. 
Be sure to respond by 6/18/01 to take advantage of our special 
lower rates. 
Sincerely, 
Kendall E. Stork, President and CEO 
Citibank (South Dakota), N.A. 
If you have difficulty linking to any of the above URLs, simply cut 
and paste the URL into your browser: 
Balance Transfer: http://citibank1.m0.net/m/s.asp?HB3816501341X998186X65197X 
Notice: If you do not wish to receive future email updates about the 
exciting offers and services available to you as a Citibank 
cardmember, go to: http://citibank1.m0.net/m/u/ctb/c.asp?e=dfarmer%40enron.com 
This message is for information purposes only. 
Please understand that we cannot respond to individual messages 
through this email address. It is not secure and should not be used 
for credit card account-related questions. 
For credit card account related questions, use the Secure Message 
Center located in Help/Contact Us at: www.accountonline.com . 
? 2001 Citibank (South Dakota), N.A. Member FDIC 
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