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	[IMAGE]	Dear e.Bulletin Subscriber,
		
		To improve your email experience, we have enhanced your Schwab e.Bulletin and 
Email Alerts. You will now receive them in a colorful, easy-to-read format 
with added functionality. For example your e.Bulletin, shown below, includes 
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?	 Schwab Signature Services	 May 2001	??
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	 In this Edition 
	
	
	
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	  Schwab Market Update 
	
	
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	  Perspectives 
	
	
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	  Signature Investor's Toolbox 
	
	
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	  News and Announcements 
	
	
		Schwab Signature Services e.Bulletin	Photo

	 
	
	
	 Schwab  Market Update 
	
	
	
	
	Daily    Market Recap 
	
	 Read about what happened in the market today* in the  Daily Market Recap.
	
	 * The content on this page is updated daily, after the market close. 
Therefore, no matter when you click on this link, you will get the most 
current Daily Market Recap. Save this e.Bulletin and get a new market recap 
at the end of each business day.  
	
	
	
	
	April    Market Summary 
	
	 Read about what happened in the market last month in the  April Market 
Summary. 
	
	
	
	
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	 Perspectives   
	
	
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	  From Charles R. Schwab: Surviving a Down Market 
	
	
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	  Marriage Penalty: The Taxing Side of Marriage 
	
	
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	  Section 529 Plans: Can They Help You Pay for College? 
	
	
	
	
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	  From Charles R. Schwab:    Surviving a Down Market  
	
	 In this timely excerpt from one of his books, Charles Schwab describes what 
actions to take (or not to take) when markets are declining. 
	
	
	
	
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	  Marriage Penalty:    The Taxing Side of Marriage 
	
	 After the vows, the ring and the champagne come the.......taxes! The 
so-called "marriage tax" was created when one-income households were the 
norm. Unfortunately, the tax code has not kept pace with changes in society. 
This article explains how the marriage tax can affect your household 
finances. 
	
	
	
	
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	  Section 529 Plans:    Can They Help You Pay for College?  
	
	 Saving for college tuition is a big worry for parents. Section 529 of the 
IRS Code was designed to help families save for college costs. Here's an 
analysis of what Section 529 means for you.   
	
	
	
	
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		 Looking for Nasdaq Level II data?
		
		Learn more about Schwab StreetSmart Proc by logging into the Signature 
Services Center.
		
		 Go
		
		
		
		
		
		
		May Trading Quiz
		
		See how you stack up against other Schwab investors.  
		
		Take this  quick quiz!
		
		 Go
		
		
		
		
		
		
		The Proactive Investor's Calendar
		
		Check out our calendar of upcoming events, key economic indicators and what 
to think about in the month ahead.
		
		 Go
		
		
		
		
		
		
		Coming Soon! New Magazine from Women Investing Now
		
		Watch your mailbox! On Investing - Smart Strategies for Women Investors will 
be arriving in May. Click Go to learn more about Women Investing Now.
		
		Go
		
		
		
		

		Signature Investor's     Toolbox 
		
		
		
		
		
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		Smarter Cash Management 
		
		
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		  Stay Up-to-date on Your Mutual Funds 
		
		
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		  Email Alerts Keep You Up-to-the-minute 
			
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		  Smarter     Cash Management 
		
		 Your everyday cash has earning potential. That's why we created the Schwab 
AccessT account. This account puts powerful cash management features at your 
fingertips, all for no monthly fee. We've made changes recently, providing 
more-detailed account balance information and streamlining the account's 
transaction history. We've also improved the navigation on schwab.com, making 
it faster, with fewer clicks to get the information you need.
		
		Log in to your Schwab Access account today: www.schwab.com.
		
		Don't have an Access account? Learn more or request an application:  
www.schwab.com/access.
		
		 Schwab Access is not a bank checking account and is not FDIC insured.   
		
			
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		  Stay Up-to-date on     Your Mutual Funds 
		
		Get news, analyses and data directly from leading fund companies* with our 
new DirectDetailT service on schwab.com. You'll find commentaries from 
portfolio managers, insights on top ten holdings, and analyses of investment 
strategies, for example.
		
		Together with MorningstarT data already on schwab.com, DirectDetail provides 
the insights to help you make more informed investment decisions - all in one 
place.
		
		*DirectDetail is currently available for six leading mutual fund companies: 
Janus, American Century Investments, INVESCO Funds, Firsthand Funds, 
SchwabFunds (launches 6/01) and Dreyfus.
		
		For a prospectus containing more complete information, such as fees and 
expenses, call Schwab at 1-800-435-4000. Read the prospectus carefully before 
investing.
		 
		
			
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		  Email Alerts     Keep You Up-to-the-minute 
		
		 Schwab's Email Alerts are an easy way to monitor your investments and keep 
track of financial markets. You just select the information you want to 
receive and we'll send it to you regularly via email. The Alerts Wizard will 
help you pick the Email Alerts most appropriate for your financial needs. 
There are over 35 Email Alerts from which to choose, including: 
		
		Rapid Price Alerts, Earnings Announcements and News Alerts - Signature 
exclusive Alerts, all for specific securities that you select
		Market Updates and Commentary - Keep up with the latest market events and 
news  
		Trade Confirmations and Notifications - timely information delivered directly 
to your email inbox - no more calling or logging in needed to check your 
trade order status 
		
		Using the new Alerts Wizard is easy. After clicking on the link, log in and 
simply follow the prompts. The Wizard will suggest Email Alerts best suited 
for your investing needs. 
		
			
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		 News and    Announcements 
		
			
		Calling All Options Traders!    New Pricing! 
		
		 Schwab has simplified the pricing for options trades placed through 
schwab.com and TeleBrokerc, our automated touch-tone phone service.
		
		The new pricing structure will result in much lower fees for most automated 
options transactions. The new commissions for these trades are: $29.95 for 
the first contract; $2.00 for each additional contract on trades of less than 
30 contracts; or $1.75 on trades of 30 or more contracts.
		
		To view the full options commission schedule, click here.
		
		To place an option trade, go to www.schwab.com, or call TeleBroker at 
1-800-272-4922. (Have your account number and PIN ready. Your phone PIN is 
not the same as your Web password.)
		
		 Options carry a high level of risk and are not suitable for all investors. 
Certain requirements must be met to trade options through Schwab.  
		
			
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	, 2001 Charles Schwab & Co., Inc. All rights reserved. Member SIPC/NYSE. 
(0501-12852).
	
	
	 
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