We just wanted to take a moment to let all of you know your options for holding money in money market or a vehicle similar to that and the different yields associated with different products.

Please see the attached spreadsheet and feel free to call either Pat Dowd at (713) 853-2403 or me at (713) 853-2386 with any questions.  For your convenience, we will update this each week and send it to you via email on Mondays/Tuesdays

Sincerely,

Julie Haviland
Senior Registered Account Adminstrator
Emery Financial Group of
  First Union Securities



 - money market wksht #2.xls