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[IMAGE]	     At the End of the Day Today's Market      DJIA 9762.86 UP 144.62 Nasdaq 1913.44 UP 20.45 S?500 1113.57 UP 12.93 Rus 2000 479.72 UP 5.74 10 Yr Bd 5.02 UP .07 DJTA 2762.11 UP 23.46 FTSE 100 5089.30 DOWN -42.10 H. Seng 10757.00 DOWN -257.20 Nik. 225 9919.40 DOWN -106.60 DAX 5052.20 DOWN -32.32 Today's Sectors     Basic Materials 1.15 %    Utilities -0.15 %    Communication 0.36 %   Consumer Staples 1.04 %  Capital Goods 1.3 %  Energy 1.79 %    Financial 1.14 %  Consumer Cyclicals 1.91 %   Health Care 0.92 %   Technology 1.69 %   Transport 1.06 %   (Mouse over for detail, click to launch Map of the Market) January 30, 2002  The Closing Bell Fed Rests, Investors Hope for Best  By Igor Greenwald Stocks rallied after the Fed kept interest rates and its pro-growth bias steady. A slight rise in the GDP soothed worries about balance-sheet hazards and meager profits. Daily Briefing  Stocks to Watch   Today's Top Stories [IMAGE] [IMAGE] The Economy The Turning Point  By Rebecca Thomas The Fed left interest rates unchanged on Wednesday, signaling an end to its long easing campaign and the beginning of economic recovery.  [IMAGE] On the Street They Did It Right[IMAGE]  By Matthew Goldstein Texas utility TXU engaged in off-balance-sheet deals similar to Enron's. But the two companies couldn't be more different.  [IMAGE] Fund FAQs Behind a Fund's Velvet Rope  By Dawn Smith When a mutual fund closes itself to new money, is it a good thing or a bad thing?   More Articles    Advertisement [IMAGE]   Personal Finance [IMAGE] SmartMoney Life Livin' Le Dolce Vino  By James B. Stewart France may soon surrender to Italy its monopoly on premium, investment-grade vintages.  More Articles    Advertisement Pentax and SmartMoney present the Financial Freedom Photo Contest  To enter, send a digital photo that expresses what "Financial Freedom" means to you. Judges from SmartMoney will select 3 winning photos based on creativity and originality. The 3 winners will receive a Pentax Optio 330 digital camera. Contest Deadline: February 28th.   To enter, email your photo to photos@smartmoney.com  No purchase necessary. Void where prohibited by law. Contest begins 1/15/02 and ends on 2/28/02. Contest is subject to official rules. For official rules, email rules@smartmoney.com .  Breaking News Economy Expands in Fourth Quarter  AOL Meets Lowered Guidance  Tyco Execs Vow to Purchase Shares  Tommy Hilfiger Forecasts Flat Sales  Chiron Misses Estimates  Anadarko to Restate Quarterly Loss  AT?Warns of Weak Long-Distance  Philip Morris Names New CEO  Kidnappers Threaten to Kill Captive WSJ Reporter  Bush, Dems Differ on Economy  Contrarians Eye Tyco's Stock  Complete News Coverage     Advertisement Haven't refinanced yet?  Take advantage of the lowest mortgage rates in years.  Save big with IndyMac Bank, the #1 rated mortgage website by Gomez.com the last 4 quarters.  IndyMac Bank guarantees to beat, not meet, any mortgage by $300.  Click below for a free quote: http://quinst.com/clk/ausachenzurtzworiensper   Insurance Center  Shop for competitive insurance rates on life, home, auto, disability and more.  Get multiple quotes and buy from the company of your choice -- on your own terms. Insurance Quotes   SmartMoney MagazineStart-Off The New Year With A Great Little Investment That Could Pay Off Big!  For a limited time you can subscribe to SmartMoney Magazine at a new lower price and receive SmartMoney's Preferred Subscriber Advantages. Don't miss this opportunity to make a small investment in the magazine whose top stock picks in the previous decade exceeded the S&P by remarkable margins.* And this special offer entitles you to higher new savings: $48 or 69% off the newsstand rate! Plus, all the advantages of being a Preferred Subscriber. But it won't last long, click now for details . * As of Aug 2001.             [IMAGE]  If you have any questions or problems, please email us at: helplist@smartmoneylist.com               You have received this email because you have opted-in to receive information from SmartMoney.com. To unsubscribe from this mailing please follow this link . To change your preferences, visit our site at http://www.smartmoney.com/mailinglist .  If you're having difficulties viewing this newsletter, you should change your preferences to "Text" at the above URL.                  	[IMAGE]	[IMAGE]	   [IMAGE] Select the Best  SmartMoney Select's Stock Screener  lets you pick winners using the proven formulas of our weekly stock screen, or fashion your own strategy with the help of the powerful stock screener. Subscribe today for a free two-week trial!     [IMAGE]  [IMAGE]    [IMAGE] Here Comes Your New Health Plan  With medical costs skyrocketing, you're likely to be offered a newfangled form of health insurance. But is it a raw deal?  Full Article .    [IMAGE] 	
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