---------------------- Forwarded by Vince J Kaminski/HOU/ECT on 12/22/2000 
05:28 PM ---------------------------
   


From:  Stephanie McGinnis                                                     
        12/20/2000 11:16 AM	
	
	
	                           
	

To: Vince J Kaminski/HOU/ECT@ECT
cc: William S Bradford/HOU/ECT@ECT, Sharon E Sullo/HOU/ECT@ECT 
Subject: Credit Risk Update

Vince,
Per Bill's request, attached is the credit supplement from the Board meeting.




Stephanie
3-9283