Hey Vince,

Since I saw you last, the "Real World Option Princing" paper has taken on
some more interesting results.  Tim Crack and I would certainly like your
comments on the previous version and current version because we feel there
are still more areas to explore, such as, Value at Risk.  Here is where you
can download the paper:

http://www.bus.indiana.edu/tcrack/gopop.pdf

I hope this e-mail finds you in air conditioned room away from the heat.

Tom