Dear Tracy Geaccone:
Effective September 30, 2001, we will introduce an inactivity fee of 
$15 per quarter. Please note that the fee will not apply: 
? To accounts that execute 4 or more trades in the prior 
   6-month period 
? To accounts with at least $5,000 in Account Value 
? To retirement accounts 
If any one of your multiple Datek accounts* meets the 4 trade or 
$5,000 Account Value criteria, then none of your accounts will be 
charged the fee. Effective July 1, 2001, new fees or fee increases 
will apply to the following Datek services: 
? $2.00 postage and handling per-trade fee for paper trade 
   confirmations-no fee for electronic confirmations 
? $25.00 forced liquidation fee ($9.99 plus $15.01 handling fee) for 
   liquidations we have to perform on your behalf 
? $25.00 fee on returned checks
? $75.00 fee for issuance of stock certificates
Datek Customer Support is available 24 hours a day, 7 days a week if 
you have questions about these changes or require assistance with your 
account. Email us at support@datek.com  and we will strive to respond 
within 4 hours. You may also call us at 1-800-U2-DATEK from 8 AM to 
midnight (ET) on weekdays, and from 9 AM to 7 PM (ET) on weekends. 
Sincerely, 
John J. Mullin 
President 
Datek Online Brokerage Services LLC www.datek.com 
*Multiple Datek accounts are determined by email address. 
System response and access times may vary due to market conditions, 
system performance and other factors. 
High Volumes of trading and volatility may result in executions at 
prices significantly away from the price quoted or displayed at the 
time of order entry. 
? 2001 Datek Online Brokerage Services LLC, Member NASD/SIPC 
CC-DA31 / #68596