Rob will give you minor changes.  Pleas make the changes and forward to Kevin Howard with copies to Jeanette, Rob and me.  Thanks! - Teb

-----Original Message-----
From: Doll, Jeanette 
Sent: Friday, February 22, 2002 1:11 PM
To: Kilmer III, Robert; Lokey, Teb
Cc: Doll, Jeanette
Subject: Current Regulatory Regime