Tim, after you have had a chance to look over, lets discuss how to approach CIBC.

 -----Original Message-----
From: 	Kumbalek, Lisa M.  
Sent:	Wednesday, October 24, 2001 9:50 AM
To:	Ephross, Joel
Subject:	Clean Versions of Amendment No. 1 to Receivables Transfer Agr. and Receivables Purchase Agr.