The table of actions cross states looks like:

        states of nature
acts    w1      w2      ...     wn

f1      x11     x12     ...     x1n

fm xm1 ... ... xmn

With a utility function this becomes

        states of nature
acts    w1      w2      ...     wn

f1      u11     u12     ...     u1n

fm um1 ... ... umn