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\begin{letter}{Thomas C.\ \& Beth E.\ Mummert\\
		704 Foxfire Lane\\
		Bentonville, AR\ \ 72712}

\address{Todd W.\ \& Lily B.\ Mummert\\
		416 Earlwood Road\\
		Pittsburgh, PA \ \ 15235}

\opening{To whom it may concern:}

Todd and Lily Mummert have borrowed \$7500.00 that was applied
to our home mortgage.   We agree to pay 7\% interest on this amount
per year, and will repay the principal upon selling the house.

\closing{With thanks,}

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